How do you like to pay?


April 27, 2008, 07:03 PM
For guns an accessories I like to pay cash for my guns, and via cash for accessories I can purchase locally, and via postal money order for accessories I purchase via the web.

How do you like to pay?

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April 27, 2008, 07:05 PM
I use cash for everything.

I do not use credit cards and will not use them. I just don't trust these hi tech things. I prefer the old way.

April 27, 2008, 07:08 PM
Debit card usually, for a couple reasons:

1) I don't like carrying large amounts of cash.
2) I spend less on debit, since cash has a way of burning it's way out of my pocket quickly (especially if it is in small bills).

April 27, 2008, 07:08 PM
cash and buy local. No big box stores since they are video recording ALL purchases--espically firearms. Next will be bulk ammo purchases for us who like to range/target shoot.

kind of spooky huh?

Winchester 73
April 27, 2008, 07:08 PM
By credit card.My card (shameless plug)FNB Omaha's NRA Visa,great musket on front,has helped me out many times with shady or just plain unscrupulous vendors.
I've always gotten credited back.First National Bank does the work for me.
With cash,checks,M.O., you take your chances.

April 27, 2008, 07:09 PM
I try and pay for every item possible with a credit card. I don't ever carry a balance and spend enough to earn free flights and such. Since every single gun I take in gets logged into a bound book anyway, I wouldn't gain anything by not have a paper trail linking my purchase to a gun.

April 27, 2008, 07:12 PM
I pay cash. This way I don`t have to worry about debt and the wife finding out how many guns I buy. :uhoh:

April 27, 2008, 07:12 PM
I use credit cards for most things so I can contest the charge if I don't receive the item or it if turns out to be a lemon and the seller won't refund my money.

April 27, 2008, 07:16 PM

April 27, 2008, 07:42 PM
I use my debit card to buy things via the internet. Otherwise, it's cash. Having to go to the bank and count out each bill tends to make you think very carefully about your money.

April 27, 2008, 07:44 PM
At the gun store I go to they will give you a discount if you pay cash.

M2 Carbine
April 27, 2008, 08:47 PM
I pay cash/check for everything.
I say cash/check because I seldom have more than a couple hundred cash on me (except at the gun shows) so I always carry a couple blank checks.

I impulse buy a good bit so usually pay with a check if it's more than $200.
A gun store is about three minutes away and far too many times I'll stop in just for a coffee and visit but come home with a new gun.

April 27, 2008, 08:50 PM
I wouldn't gain anything by not have a paper trail linking my purchase to a gun.

I don't think it has to do with paper trails for those of us who use cash or MOs. It's more about whether you trust giving your CC# or bank account number to people you don't know all that much about.

There will always be a paper trail - if nothing else with the FFL records or shipping records. So that's not really the issue.

April 27, 2008, 08:56 PM
Cash, especially for any guns that are on any lib's hit list.

April 27, 2008, 09:07 PM
Always cash. I pay for everything in cash (even used to pay my rent in cash). I only pay with a CC for midway orders.

It took a while to get used to but once I did, I love it. I ust had to make sure to always have plenty of cash on hand for unexpected purchases.

April 27, 2008, 09:10 PM
Credit cards mostly and sometimes 'cash' from casino markers...all still ends up in the same place...the banks.

April 27, 2008, 09:12 PM
Cash for local purchases and debit card for all online expenditures.

April 27, 2008, 09:15 PM
I've got a separate account with with a VISA check card that I use for online transactions. Only put as much funds above minimum in it as I need for the online purchase. I prefer FTF and cash for gun purchases.

April 27, 2008, 09:46 PM
Mostly cash, but credit on occasion when it is convenient, cash isn't, and I WANT IT!

fearless leader
April 27, 2008, 09:59 PM
I prefer to pay with checks or Credit Card for record keeping reasons. On the "for" line on the check, I put the weapon serial number and make/model if it fits.

If my weapon is stolen and I need to prove I bought it and cannot find my reciept, the bank has a copy of the check on printable records.

I noticed one fellow said he pays cash so his wife can't keep up with his purchase activity.
If I was married, I'd use cash too. I was married once but I got lucky and she left. She had a problem with me buying guns. I live alone with my dog, and my dog doesn't care how many guns I buy, as long as I feed him and scratch his back now and then.

April 27, 2008, 10:05 PM
For me, I prefer credit card. It provides a source for legal action in the event something goes wrong with the transaction without cost to me (that is, sic the credit card company on the offending seller without needing to refer to a lawyers/courts and they will be more agressive than local law enforcement), guarantee satisfaction, gain points towards rewards (essentially free stuff), convenience, and others.

April 27, 2008, 10:15 PM
Most purchases are on my debit cards. I use a money order for larger purchases at places that charge a fee for process credit cards.

April 27, 2008, 10:36 PM
I use prepaid credit cards for all transactions over internet, local stores get debit cards, Big box gets cash.

April 28, 2008, 02:37 AM
cash is king

April 28, 2008, 09:28 AM
I ain't tellin nobody nothin, not no how.:neener:

April 28, 2008, 09:49 AM
cash or money order

April 28, 2008, 11:12 AM
Cash or check, the same way I pay for everything that isn't purchased at an on-line store. And that includes vehicles since '86.


April 28, 2008, 11:18 AM
Credit card. Pay it off every month.

I hate the idea of not using someone elese's money for 30 days when it is available.

Assuming you are disciplined and pay your credit card off every month, makes very little sense to stop earning interest on your money to pay cash. Especially when you can use someone elses for no cost.

Don't like carrying cash. Should I ever lose my wallet the most I am out is $100 ($50 for 2 cards). If I have a wallet full of cash and lose it...we'll I'm out the whole amount.

Cash might be the "old" way of doing things, but it's definatley not the best way of doing things.

April 28, 2008, 11:22 AM
sometimes 'cash' from casino markers...all still ends up in the same place...the banks.

you can pay for stuff with casino chips?

April 28, 2008, 11:26 AM
5% so I use the CC, get the benefit of protection if things go south, and pay it off without interest and get another 5% savings, works for me.:D

April 28, 2008, 12:39 PM
Cash, only time I use a credit card is for on line stuff.

April 28, 2008, 12:40 PM
Cash or money order - that's all I accept usually, too. :)

April 28, 2008, 03:07 PM
cash or MO. Don't care about the paper trail, but I don't like paying the bank $1 for every debit purchase.

April 28, 2008, 03:18 PM
Credit Card for everything.


I have 2 cards, one is cash-back (1% normally, 5% on gas stations/drugstores or something like that), the other gives me 5% towards any new GM vehicle (I only buy GM).

The way I see it, they're paying me for the convenience of using their cards. I don't give them any money, I pay my bills on time and I pay no annual fees. How can you go wrong? It doesn't seem like a lot of money until you realize that I have accrued over $7000 on my GM Card alone. Free money towards a new Camaro when they come out :)

The reason I have 2 cards is because of what I just mentioned. I stopped using the GM Card at $7k because it's starting to get a bit overboard unless I buy a couple new cars. I do want a new Camaro and the woman does want a new daily driver though so...

Now if only they had a 5% card towards Smith & Wesson or Remington or something...oh man.


April 28, 2008, 03:21 PM
Credit card is the best answer.

April 28, 2008, 05:02 PM
Not if the seller charges an extra 3% for credit card purchases or doesn't even take credit cards. One local shop won't discount guns, but they'll give me a small percentage worth of ammo/supplies/etc. if I pay with cash or a check.

Cash is still king when it comes to good deals.


April 28, 2008, 05:05 PM
I use cash most of the time but for internet purchases I use a CC.

April 28, 2008, 05:36 PM
Credit card for guns, accessories, ammo, and everything else I might buy. Food also.

I get points that are redeemable for nights at a hotel. What's not to like about not having to pay for lodging when I go on vacation?

I pay it off every month.

The "paper trail" doesn't bother me. I intend to spend my efforts protecting our gun rights, instead of hoping Big Brother doesn't find my bought-for-cash-at-a-gun-show rifle.

April 28, 2008, 05:55 PM
I pay using credit. Unless the dealer is willing to give me a discount for cash/check/debit.

April 28, 2008, 06:19 PM
If I buy from a private person and I can handle and maybe even shoot the gun first, I'll pay cash, money order or cashiers check so long as I know the seller to be trustworthy. :rolleyes:

If I buy from a gunshop I usually write a check if the gun has a good warranty on it. :rolleyes:

If I buy sight, unseen from a website or some other place where you pay before you get to see or handle the merchandise, I always use a credit card. My credit cards all guarantee anything I buy with them even if the vendor refuses to guarantee it or take it back for refund or exchange. They will make arrangements for me to get a brand new replacement or they will refund my money in full and take the defective or damaged item I bought. ;)

I refuse to do business with anyone that tries to hike up their profit by charging someone that uses a credit card 5 percent or more extra. :neener: These unscrupulous dealers are already making a killing on the gun and then they charge you FFL transfer fees, exorbitant shipping and handling fees and then want to screw you for another 5 % percent to boot. I don't do business with crooks like this. Anyone that greedy is probably selling defective, refurbished or stolen merchandise to begin with. :cuss:

Molon Labe,

April 28, 2008, 07:36 PM
Cash. Though I must confess to being a little surprised as to how many are still like me in this ever-widening cashless society of ours.:D

April 28, 2008, 07:41 PM
I run almost everything thru my Cabela's Club VISA card, then pay it off in full every month.

For online purchases from individuals, I like to use cashier's checks. (I get one per month free at my credit union, money orders would cost $1 or more.) I don't use Paypal unless the other party insists.

Zach S
April 28, 2008, 07:51 PM
Doenst matter to me. If I have the cash I use it, if not I use the debit card.

I use money orders for online stuff with individuals. Dont wanna wait for my check to clear.

I dont use my credit cards very often. At age 26 I had no credit history, so when capital one told me I was pre-approved I went ahead and got it so I could either ruin or build my credit. Since its easier to get a loan with bad credit than it is with no credit, its benificial either way. I've got a good credit score though.

10 Ring Tao
April 28, 2008, 07:53 PM
I get 3% back on my CC to use at dick's sporting goods, I use it for everything I can, and then pay it off every 3 weeks so I'm never charged interest.

Otherwise, it doesn't matter.

I hate to say it, but I'm surprised at the paranoia of some.

April 28, 2008, 08:36 PM
Cash! It's much easier to hide the real cost from the wife. ;)

April 28, 2008, 08:40 PM
How do you like to pay? I don't like to pay.

How do I pay? Cash or credit - whatever I have at hand when I come upon something I must have. But I do try to keep a cash fund on the side to help defray the expenses I put on the credit card.

Ala Dan
April 28, 2008, 09:04 PM

April 28, 2008, 09:44 PM
i voted other"

as it all depends on what iam buying. some i like the cc for returns if needed. but i like to use cash for most.

April 28, 2008, 10:58 PM
I don't like to pay.

How do I pay?

Mrs. Widdock (my English teacher from HS) - is that you? ;)

North of 49th
April 28, 2008, 11:05 PM
Always Cash. Some people think it's shady. I like it. Something about handing over hard currency for some good old hard steel (or copper or lead)

April 28, 2008, 11:16 PM
Doesn't matter to me. I don't feel it makes a difference to me or the shops I frequent.

April 28, 2008, 11:24 PM
almost always cash. I save up cash in my lock-safe solely for guns and emergencies. So far, it has worked. Gave me three guns in the past year, and no worries of missing bills. I'm afraid to use my cards because I:

-dont want my mom seeing purchases when she goes through my account along with my dad's and brother's
-dont want to get tempted to overspend
-even though I dont really care or fret about giving out my info and numbers, I find it simpler and safer not to do so

April 29, 2008, 01:53 AM
Use credit cards wisely and they pay you to use them. I get about 5% cash back on gas and groceries, that adds up.

April 29, 2008, 02:24 AM
With someone else's money...but that almost never happens.:(

April 29, 2008, 03:00 AM
Debit card, since most of my purchases such as ammo are online. I don't carry too much cash on me.

April 29, 2008, 02:16 PM
debit card for ammo and stuff, and credit for guns unless it's within the limit of the debit card.

April 29, 2008, 02:55 PM
I only pay in Liberty Dollars.

Detachment Charlie
April 29, 2008, 03:04 PM
Every time I'm asked, "And sir, how would you like to pay for this?"
I reply, "With YOUR credit card.":neener:

April 29, 2008, 05:14 PM
For me, I prefer credit card. It provides a source for legal action in the event something goes wrong with the transaction without cost to me (that is, sic the credit card company on the offending seller without needing to refer to a lawyers/courts and they will be more agressive than local law enforcement), guarantee satisfaction, gain points towards rewards (essentially free stuff), convenience, and others

Another vote for the safety and rewards of using credit cards. The only reason to not use a CC is when you can get a discount for cash.

April 29, 2008, 05:47 PM
Guns are a luxury purchase, and come from back-pocket spending money, and thus are paid for by cash or postal moneyorder. I've drawn from bank or CC only when absolutely necessary/cash would be difficult to handle namely, purchase of thousand-dollar-or-more firearms.

Though I have bought some of those in cash. But shelling out more than ten hundred-dollar-bills kinda stings, so writing something on a piece of paper is slightly less painful.

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