Jared Galleria of Jewelry shuns CCL holders


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Guillermo
June 7, 2010, 09:42 PM
It was my intention to buy my wife a bauble. 25 years of marriage demands something more than a trip to a day spa.

While looking about I saw that Jared Galleria of Fine Jewelry does not allow concealed weapons in their stores.

I sent them a nice note and this is the response that I received.

Guillermo,

I would like to respond to your e-mail concerning the Firearms/Weapons policy posted at our Jared the Galleria of Jewelry location.

Even though many states have laws permitting residents to carry concealed weapons and firearms, private employers have the right to ban weapons and prohibit persons with weapons from entering the premises. For the safety and security of our customers and store employees Jared has made the decision to ban weapons and anyone possessing them from entering the store.

Sincerely,

Amanda L
Customer Care


I responded with this

Amanda

Since Jared has made the decision to not do business with Concealed Carry Licensees I will assist them by posting this policy on as many gun boards as possible. After all, you would not want anyone who has been through a criminal background check and is less likely to be charged with a crime than members of law enforcement officers to darken your door.

And certainly I will comply and take my business elsewhere.

After my anniversary I am sure that when my wife shows people her ring she will say "He DIDN'T went to Jared."

Sincerely

Guillermo


https://www.jared.com/webapp/wcs/stores/servlet/ZContactCSCmd?langId=-1&storeId=10451&catalogId=10001&krypto=14HH4UaKWAX3%2BteUdeb/YA%3D%3D&ddkey=http:ZContactCSCmd

I suggest anyone that is looking to buy a pricey bauble explain to Jared why they are going elsewhere

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mljdeckard
June 7, 2010, 09:53 PM
oops

carlrodd
June 7, 2010, 09:56 PM
i've got no problem not going there, but how would they know if anyone was carrying concealed. i always find this to be a curious policy given that these places would have no idea who was armed.

yongxingfreesty
June 7, 2010, 10:00 PM
yup, the bad guys will not bring their weapons in.

good ol bad guys.

Geneseo1911
June 7, 2010, 10:00 PM
Nicely done, and duly noted.

Not that I'd ever go to Jared... their commercials irritate the heck out of me!

Plus, I have a local Jeweler (well, not that local....40 miles) who's been in business for something like 50 years and advertises firearm engraving as one of his skills. If you're anywhere within an hour of Gibson City, IL, I highly recommend Hustedt Jewelers.

Tacbandit
June 7, 2010, 10:21 PM
Guillermo...Thanks for the post.. I've got one of those big anniversaries coming up too...
I'll definitely bypass them...Better yet, I might stop by (unarmed, of course) and let them know why I didn't buy there...
Tac

Guillermo
June 7, 2010, 11:09 PM
Jared had the proper sign age that makes it illegal in Texas to do so

(the locally infamous 30.06 sign which refers to the paragraph of the law which allows them to make it illegal to carry there)

orionengnr
June 7, 2010, 11:54 PM
Just paid $5000 for my wife's engagement ring back in Dec.
Still making payments.

Think I need to go back and let them know that any future purchases will be conducted elsewhere.

And I'll be sure to send written notification to their corporate HQ.

foggy
June 8, 2010, 04:43 AM
Find a good local shop instead. Jewelers like that often sell lowish quality stuff but make it sound like it's the best ever and a great deal (I have worked in the jewelry industry). Combine that with a stupid CCW policy and it's a no brainer :cuss:

19-3Ben
June 8, 2010, 07:45 AM
+ a million to Foggy.

ultradoc
June 8, 2010, 08:30 AM
Now evertime I see/hear a Jared's commercial I will remember the above posts. Thanks!

Double Naught Spy
June 8, 2010, 09:31 AM
Hasn't this been noticed before? Oh year, for the last 6+ years.

Let's see, they were posted no CHL last year...
http://www.thehighroad.org/showthread.php?t=456725&highlight=jared+jewelry

As they were in early 2008...
http://www.thehighroad.org/showthread.php?t=338892&highlight=jared+jewelry

http://www.thehighroad.org/showthread.php?t=357923&highlight=jared+jewelry

In 2007...
http://www.thehighroad.org/showthread.php?t=288279&highlight=jared+jewelry

In 2004...
http://www.thehighroad.org/showthread.php?t=115947&highlight=jared%27s&page=2

And these are just the posts from this forum! I guess people don't check these things.

There have been calls for boycotts. The boycotts don't seem to be working. In fact, Signet Jewelers Limited (Signet) that owns Jared appears to be doing quite well, better in fact than several of the other chain jewelry stores. Y'all aren't taking enough business elsewhere.

Why do you think that is? Simple. Die hard 2nd Amendment gun owners who carry and who read signs are an extremely SMALL part of the adult population. A normal adult in the US population will not buy real jewelry very often and it is much less frequent for men (the huge majority of staunch 2nd Amendment people).

To make this boycott work, y'all need to start buying a LOT of jewelry from the competitors of Jared. Y'all won't do it, but that is what needs to be done.

Guillermo
June 8, 2010, 11:26 AM
that several folks did not know that Jared posts a 30.06 sign shows that revisiting subjects is a good thing

It is unlikely that they will change their policy, after all even if the "ban" worked anyone dumb enough to ban conceal carry folks is dumb enough not to know why their business sucks.

Still, it is best if we spend our money with people that believe in freedom.

AirForceShooter
June 8, 2010, 12:02 PM
I've shopped at my local jewler on and off for 3 years.
He knows I carry.
We were once discussing CCW and he said " if 2 guys come in, you take the one on the left".
My kind of guy

AFS

rattletrap1970
June 8, 2010, 12:04 PM
Yeah, Jared can stuff their business. I'll never do business with them and will make sure that I mention it to folks I know.

rooter
June 8, 2010, 12:17 PM
LOL...Hope they don't go out of business.

David E
June 16, 2010, 03:25 PM
"He DIDN'T went to Jared."

Unfortunately, mangling the english language like this makes them certain that they made the right call.....from their perspective, they kept an illiterate redneck with no money who wanted to pack Daddy's .45 out of their store.....:(

Harley Rider 55
June 16, 2010, 03:52 PM
In Texas, just go get your long gun and carry it on a sling into the store. That is legal.

I just told them to expect me do so and to train their employees not to get excited at the sight of a rifle. I slso said I'm looking for a ring in the $50,000 range. If they check my credit based upon my information, they have no choice but to believe I'm going spending the money.

The reply should be great. I'll keep you guys posted.

speaksoftly
June 16, 2010, 04:06 PM
Quote:
"He DIDN'T went to Jared."
Unfortunately, mangling the english language like this makes them certain that they made the right call.....from their perspective, they kept an illiterate redneck with no money who wanted to pack Daddy's .45 out of their store.....

It looks like a play on words related to their tag line used in their advertisements ("He went to Jared's!")

To the OP, who did you email? I would like to send a similar email to the same address letting them know why they will not be given the privilege of supporting my wife's jewelry addiction.

Harley Rider 55
June 16, 2010, 04:17 PM
You want bling? David Truong can make you anything you can imagine. He also trades diamonds for guns. ;) A true and honest guy to deal with.

Mimi's Jewelry
18591 Brookhurst St
Fountain Valley, CA 93708
714-964-1989

David hangs out on SIGforum and is a super nice guy. Need something custom? HE IS THE MAN.

Tell him CurlyShuffle sent you.

Mainsail
June 16, 2010, 05:17 PM
I walked in one open carrying my 1911, right past the verbose prohibition on the door. They asked me to leave. It's not like they're the only jewelery store in town. Between the brick & mortar competition and the internet (no sales tax) they stand to lose a lot by driving away customers.

I'll never go back.

hso
June 16, 2010, 06:01 PM
Fred Myer jewelers don't post.

Plenty of jewelers are CCW holders and 2A supporters. Don't hesitate to ask and don't hesitate to look in your local Friends of the NRA group either.

hso
June 16, 2010, 10:03 PM
Let's stay focused on the issue at hand and leave the clucking about commercials and jewelry vs. "value" to the coffee klatch later.

http://thehighroad.org/showthread.php?t=270671

David E
June 16, 2010, 11:44 PM
It looks like a play on words related to their tag line used in their advertisements ("He went to Jared's!")

I know, but it still makes him (us) look like idiots.

A better way would've been: "He went to Jared's......COMPETITOR!"

hso
June 17, 2010, 12:33 AM
Like any effort to get a retailer or chain to change their firearms policy it's best to appeal to their best self-interest (profits).

The typical gun owner that has a CCW spends hundreds of dollars a year on their guns and accessories. They spend an equal amount on expensive hobbies like watches and electronics. They spend an equal amount on their spouses and kids. This is not some "po redneck" demographic. Disposable income spent on high value items. It is exactly the demographic a jewelery store should be interested in.

That's how we should "appeal" to them. Point out that we're not a small population, but instead that we're the exact demographic they make their living off of. Point out that instead of winning our dollars they go out of their way to offend us and exclude us while accomplishing nothing to improve their safety or reduce their liability since the criminal element won't pay attention to their signs anyway.

If I have no qualms about having spent close to a thousand dollars this year already on firearms what makes them think I'm going to hesitate to spend as much for a gift for my wife (or she for me)? That money WILL NOT be spent in their stores and instead will specifically be spent in their competitors that recognize that a concealed carry permit holder is the exact person they need as customers.

That's the sort of message we need to be sending to these stores.

Tomecek
June 17, 2010, 02:05 AM
I'm here in Austin. I never liked them anyhow- those commericals annoy the hell out of me.

I will tell all my buddies now, though, and we won't be doing business there anymore.

Thanks for the heads-up. Shame they're that way.

Double Naught Spy
June 17, 2010, 02:17 AM
That's how we should "appeal" to them. Point out that we're not a small population, but instead that we're the exact demographic they make their living off of.
The typical gun owner that has a CCW spends hundreds of dollars a year on their guns and accessories.

This has not been my experience of typical Texas CHL holders.

Let's see, there are about 325,000 Texas CHL holders. Texas' population is about 24,800,000. Approximately 70% are 21 and over and of age for CHLs, or about 17,360.000. That means about 1.9% of the age eligible population has CHLs. Based on discussions here and elsewhere and polls from CHL classes, anywhere from 60-80% of CHL holders don't carry on a regular basis, but being generous, let's say it is 50%. So now we are down to 8,680,000 or 0.95% of the 21 and over population.

I would just be guessing here, but I doubt more than 30% of the CHL population is a stickler for gun rights. Most still shop places that restrict carry, but let's be generous again and say it is 50%, or the 8,680,000, being 0.95% of the population.

Of course, CHL holders are not evenly spread across the state by percentage of the population, but tend to concentrate in more heavily populated areas. In this case we are talking about Austin and Travis County. Travis County has about 2.4% of the issued licenses (extrapolated from data on applications accepted and licenses revoked over the last three years for which data are available). So 2.4% of 325,000 is 7800 licensees in Travis County, maybe on half of which are regular carriers or really care all that much about being offended by signage postings, so 3900 people. Travis county happens to have about 999,000 people. 70% are 21 and over, or 699,300 people. With 7800 licensees, that means there is a respectable 11.7% are CHL holders and 5.85% that would be those who carry regularly or who are offended by signs.

So out of those 3900 people in Travis County who have CHLs and would be offended by such signs, how do we determine the percent that have the disposable income to really make Jared want to target them because they are being an untapped market.

I don't know how gun ownership defines having disposable income. The majority of folks in the 3 CHL classes that I have taken and few that I have helped administer were folks that owned only 1 or 2 guns (many were first time gun owners) and people renewing often had not shot since their last qualification several years prior. In a class of 20, you can count on 1-2 being either retired or otherwise on a fixed income (5-10% of the attendees). Certainly a big chunk of these folks are not spending a lot of the their disposable income on guns and gun activities.

TysonC
June 17, 2010, 12:09 PM
Good for you, Guilermo!

For this and other reasons regarding corporate policy (lack of customer service if you're not buying) I choose to use a small, family-owned jeweler. Always nice to support small American owned businesses.

Boba Fett
June 17, 2010, 07:06 PM
In Texas, just go get your long gun and carry it on a sling into the store. That is legal.

I just told them to expect me do so and to train their employees not to get excited at the sight of a rifle. I slso said I'm looking for a ring in the $50,000 range. If they check my credit based upon my information, they have no choice but to believe I'm going spending the money.

The reply should be great. I'll keep you guys posted.

There is more to it than that.

It is and it isn't legal.


1) Even though it may be legal in many instances, it probably isn't wise, especially in a suburban / city environment. Rurally it's less of an issue.

2) And then there's Texas Penal Code 42.01:
http://www.statutes.legis.state.tx.u.../htm/PE.42.htm

Sec. 42.01. DISORDERLY CONDUCT.

(a) A person commits an offense if he intentionally or knowingly:

(8) displays a firearm or other deadly weapon in a public place in a manner calculated to alarm;

(c) For purposes of this section:

(1) an act is deemed to occur in a public place or near a private residence if it produces its offensive or proscribed consequences in the public place or near a private residence;

So if you simply walked into the local Jareds with a rifle over your shoulder, you will have a very difficult time proving that your intent wasn't to alarm.

So, is it legal? Yes and no.

scythefwd
June 18, 2010, 04:37 AM
Geneseo1911- if you ever need a goldsmith in IL, let me know. Not sure what your dealer does, but this lady is incredible.

hso
June 18, 2010, 07:22 AM
Folks, we need to stay focused on the topic of the thread - Getting this company to change it's policy or making sure they know about every penny they've lost because of their policy and which direct competitor got the money.

Discussions on how you don't do business with them because of price/quality/stupid commercial or how you or your spouse/significant other don't like jewelry just aren't on topic.

Remember that Activism is about plans to do something. Complaints and off topic drift belong somewhere else.

http://thehighroad.org/showthread.php?t=270671

Harley Rider 55
June 18, 2010, 09:29 AM
Boba Fett
If the Black Panthers (with Al Lipscomb) can carry rifles "at the ready" through Dallas, pushing the issue of a rifle carried on a sling is not wise unless you have the best civil lawyers in the U.S. I could use the cash.

When my bamk posted a 30.06 sign, I walked in with my AR on a sling. After a nice 1 hour conversation with the police, the city attorney, and bank management, the 30.06 sign came down.

Bottom line is to be nice during the entire precess. Nice goes a long way.

While on my motorcycle, I carry a carbine in a scabbard all the time. I get checked, but always am free to leave.

Boba Fett
June 18, 2010, 11:37 AM
Boba Fett
If the Black Panthers (with Al Lipscomb) can carry rifles "at the ready" through Dallas, pushing the issue of a rifle carried on a sling is not wise unless you have the best civil lawyers in the U.S. I could use the cash.

When my bamk posted a 30.06 sign, I walked in with my AR on a sling. After a nice 1 hour conversation with the police, the city attorney, and bank management, the 30.06 sign came down.

Bottom line is to be nice during the entire precess. Nice goes a long way.

While on my motorcycle, I carry a carbine in a scabbard all the time. I get checked, but always am free to leave.



What some other group has done and how they were dealt with doesn't really matter.


What matters is what the law says. And encouraging people to walk into banks and jewelry stores with rifles is simply not wise AND it can be against the law.

You can be as nice as you want and you can have as good an attorney as you want, but that does not mean that a judge isn't going to apply Texas Penal Code 42.01 to your actions.

Harley Rider 55
June 18, 2010, 05:20 PM
I never got arrested. A sling is the most benign way of carrying a long gun, as it it not (according to case law) a "threatening manner".

What another group has done DOES matter bacause my civil rights are no different from theirs. The race card work in more than one way. I'm walking into a store with a rifle on a sling. The black panthers were dressed in military combat uniforms and shouting about LOOKING for trouble.

Being arrested would only make me a wealthy man.

We have "long gun at Statbucks" day all the time. The manager loves it. If folks complain, he tells them it's legal.

Boba Fett
June 18, 2010, 05:52 PM
I never got arrested. A sling is the most benign way of carrying a long gun, as it it not (according to case law) a "threatening manner".

What another group has done DOES matter bacause my civil rights are no different from theirs. The race card work in more than one way. I'm walking into a store with a rifle on a sling. The black panthers were dressed in military combat uniforms and shouting about LOOKING for trouble.

Being arrested would only make me a wealthy man.

We have "long gun at Statbucks" day all the time. The manager loves it. If folks complain, he tells them it's legal.

Cool, which Starbucks? Might be fun. Good that the Manager is alright with it at his store.


The law does not say "threatening manner," it says "manner calculated to alarm."

When you walk into a bank or a jewelry store with a rifle, you are going to have a difficult time proving your intent was not to alarm.

I'm not saying you shouldn't do it. What you do is your responsibility. I'm simply saying that it is not as legal as you purport it to be. And you shouldn't encourage other people just walk anywhere they want with a rifle without making them aware of that law. It is irresponsible to give people the idea that they can do so without making them aware of the potential consequences.



As for other groups, no they do not apply. Just because someone else has done something illegal and gotten away with it or was not punished that time does not give you the right to commit the same illegal act.

Harley Rider 55
June 18, 2010, 08:42 PM
ALWAYS let the manager know your intentions. That way the employees don't freak out. We use a mid cities Starbucks.

If it's illegal, the other group should have been arrested or it's flat out discrimination. We are dressed in dockers and such. They were dressed in battle fatigues and promoting violence (with a city councilman right in the middle). A good lawyer would LOVE to have that violation of civil rights case.

hso
June 18, 2010, 11:03 PM
Being arrested would only make me a wealthy man.

We see this said all the time, but no one cites any applicable examples. I don't advise anyone to bet their freedom on this old chestnut without consulting with a lawyer that specializes in civil rights cases(perhaps a whole passel of them).

As to dealing with the legal posting of a retailer, this drift warrants it's own thread and is outside the scope of this one.

Boba Fett
June 19, 2010, 01:34 AM
We use a mid cities Starbucks.



Do you have their address? When do you guys meet? Sounds like a hoot, and I enjoy supporting establishments that promote firearms.

sonier
June 19, 2010, 03:34 PM
Well they wont get my buisness. Im going to write them a nicely worded letter.

hso
June 21, 2010, 08:47 AM
Let's try to stay focused on changing the retailer's policy or in making sure they understand that not changing it looses business for them. http://thehighroad.org/showpost.php?p=6562676&postcount=31

sonier
June 21, 2010, 02:56 PM
can someone write up a real nice letter one we can copy paste, or a letter with numerous signatures, someone needs to take some iniative and try to get this going, my grammar skills are renown around here as being horrible ;) and im no tech guy to make a website.

wojownik
June 22, 2010, 01:45 AM
I'll try posting again with more of a RKBA slant.

I shopped there twice with my wife. The second time I was there, I was carrying - so I stashed my Sig in the glove compartment and went into the store with my empty holster. That actually got the attention of a store employee (couldn't tell if he was sales or security) who told me I couldn't be in the store with "that" (an empty holster). That got my riled enough to make a few phone calls. Jared's position seems to be pretty firm, and my conversation with both the store and corporate folks indicated clearly that they do not care much if they don't get my (or others) business.

Tiffany's has no such prohibition, nor do Shaws, Zales, etc. (so long as the mall itself does not ban carrying). I'll vote with my wallet, as their management truly does oppose RKBA on their premises.

Guillermo
June 22, 2010, 11:07 AM
WTH? They won't let a customer with an EMPTY HOLSTER in the store?

I would LOVE to hear their explanation for that

wojownik
June 22, 2010, 04:21 PM
I didn't pursue it with the Jared's guy when he got in a snit over my holster. I just rolled my eyes, politely but firmly told him he lost my business, and walked out. Took it up the next day by phone, but my questions fell on deaf ears.

RonBernert
June 24, 2010, 05:44 PM
On Jun 22, 2010, at 9:59 PM, <jaredcr@jewels.com> wrote:

Dear Ron Bernert,

I would like to respond to your e-mail concerning the Firearms/Weapons policy posted at our Jared the Galleria of Jewelry location.

Even though many states have laws permitting residents to carry concealed weapons and firearms, private employers have the right to ban weapons and prohibit persons with weapons from entering the premises. For the safety and security of our customers and store employees Jared has made the decision to ban weapons and anyone possessing them from entering the store.

Sincerely,

Amanda L
Customer Care

So I responded:



Thanks for the response! Most companies would not take the time, and that means very much..
My point, and the point of others, is that you WANT people like me in your store. I have passed a federal, state, and local police checks. I have been through training and have had to qualify to carry a concealed weapon. I have never been convicted of any drug offenses, I do not have any felonies or violent misdemeanor convictions.

I am EXACTLY what you are looking for in a customer. I am the upper percentile of your clientelle.

People like me follow the rules, we respect the people around us and we pick and choose who we want to do business with.

Jared stores should really examine this much closer. I mean no disrespect to you, Jared, or anyone who works for and/or with you, but you are alienating the custmers that have the money and are the "cream of the crop".. Exactly how much do you know about your other customers?

Respectfully submitted,
Ron


Sent from my iPhone
Ron Bernert
513-518-8188



And I have not heard from them since..

wojownik
June 24, 2010, 06:01 PM
Ron - IMHO, that is an excellent response - polite, clear, puts it in terms they can relate to (i.e. "safe" customers), and no polemics (which they wouldn't relate to).

With your permission, I may send this in myself as a belated followup to my encounter with Jared.

Might also use a version of this as a note to State Farm Insurance, which I just saw has a big ugly red sign smack in the center of the entry door - no firearms, including if you have a carry permit (they actually made the extra point about that).

Now, off to Starbucks, where I can carry to my contentment....
:evil:

19&41
June 24, 2010, 06:18 PM
I see that this business has been discussed in previous threads. Might a sticky thread listing organizations that have policies opposed to 2A considerations help? It could be a useful point of reference if kept current.

HankB
June 24, 2010, 08:16 PM
Kay Jewelers in the Austin, TX area is posting the infamous PC30.06 sign as well.

A little research turned up the fact that Kay and Jared are owned by the same parent company, Sterling Jewelers, Inc.

Two places I avoid when making a purchase for a special lady.

wojownik
June 24, 2010, 11:45 PM
I have to retract mentioning Kay Jewelers in a previous post. I'll need to double check, but I don't recall seeing such signs at several mall locations in No. VA. But they are apparently in locations in PA and as Hank8 mentions in TX. Odd.

On the other hand, see what Tiffany's did to a S&W New Model (a hundred years ago). Now that's a real jeweler.

http://www.metmuseum.org/toah/images/h2/h2_2007.477.jpg

rick newland
July 4, 2010, 06:05 PM
The Kays stores in Huntsville AL have signs on their doors banning guns in their stores and parking lots.

medalguy
July 5, 2010, 12:15 AM
I plan on walking into the store here in Houston tomorrow morning with my wife, stick my head in first if they have the 30.06 posted, and politely ask them if they prohibit CHL holders in the store. If they say yes, I will them very politely inform them that I am not going to take my gun off for my own safety, but that I will go about 1 mile down the road to Shannon's Jewelery to do my business. You see, my wife has a birthday on the 8th and I just bought a couple of very expensive guns for myself, so it's her turn now. I'll let her go back in the store later and show them the sale they lost. It will be substantial. That might help just a tad.

Guillermo
July 5, 2010, 12:38 AM
medalguy

nice...

pezo
August 16, 2010, 09:12 AM
they lost my business. I will not support a buisness that doesnt reconize my basic human and constitutional right to defense. I encourage others to boycot company's like this. In my business I work for other business. Some are anti. I'll work for them and take their money but wont referr them or use them. sneaky but oh well. In Mich a business can hang a sign but it has no law backing if it is not a basic said gun free zone. I walk right by sign's unless its backed by law.

Deltaboy
August 16, 2010, 11:20 AM
I don't like their ads and I have been doing business with Gorden's for over 25 years and my family has been doing business with them for over 45 years.

gun guy
August 16, 2010, 11:30 AM
Several companies tried that here in NM. In fact Pizza hut fired a driver that used his ccw to shoot a robber. He took them to court. Funny thing, NM is a no fault state, an employer can fire you because you didnt comb your hair that morning, but, The court put it like this, Guns are legal here, people carry guns here and our state law superceeds your lil company edict. Pay the man. So, no guns allowed inside is kind of subject to review depending on state laws, but in reality, it's usually not a good idea to push the issue, gun owners have enough problems anyways. Boycott the business and pass the word is the best move by far.

ForumSurfer
August 16, 2010, 12:28 PM
Boycott the business and pass the word is the best move by far.

Yep. Email the corporate hq to let them know how you feel if you wish.

Jared's is overpriced, anyway. They were trying to charge me 30% more than other jewelers for certified diamonds. Certified is certified, especially if they are from the same diamond distributor.

duns
August 17, 2010, 01:33 AM
Thanks OP. I'll bear it my mind to never shop at Jared Galleria of Jewelry.

ms6852
August 17, 2010, 02:46 AM
I was planing to buy my wife a ring for her retirement from teaching after 39 years. I told her she could spend $1000 for every year she taught on her ring. Jared will never see that money.

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