Any FFL's use Square


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NorthCounty
April 13, 2011, 02:26 PM
I was just wondering if any FFL's have looked into using Square to accept credit cards at gun shows? I know it says you can't use it for mail or internet orders, but was wondering about at shows. Plus it Just says firearms and weapons not ammo and accessories.

Just wanted your thoughts.

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kingpin008
April 13, 2011, 03:16 PM
If you can't use it for firearms, I doubt many FFL's bother with it. Why deal with two credit card processing companies if you don't have to?

NorthCounty
April 13, 2011, 03:25 PM
I understand that. I wouldn't want to either, I don't currently accept credit cards and was looking at using it for gun shows and at the shop. All of my transactions are face to face anyway. I just liked the idea of no monthly fee and no contract.

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NorthCounty
April 13, 2011, 03:29 PM
I did kind of make that unclear.

It says no phone, mail, or internet sales of firearms or weapons. I'm assuming face to face transactions are OK.

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Jim K
April 13, 2011, 03:37 PM
I wonder if they place restrictions on any other class of product, or only on guns and ammunition. It sounds like they don't want to be associated with guns, maybe on the advice of the Brady bunch or anti-gun lawyers.

Rather than trying to find loopholes in their policies, I would not patronize them on general principles.

Jim

kingpin008
April 13, 2011, 04:07 PM
It says no phone, mail, or internet sales of firearms or weapons. I'm assuming face to face transactions are OK.

Why would you assume that one type of firearms transaction is allowed, when they went through the trouble to disallow pretty much every other type? Keep in mind, not everyone is savvy to the fact that you CAN conduct face-to-face sales. They may have left it out simply out of ignorance that the possibility exists for such a thing.

Rather than trying to find loopholes in their policies, I would not patronize them on general principles.

Agreed. They may be convenient, but they clearly don't want your type of business. I'd rather pay a monthly fee or deal with a reasonable contract than give business to a company that arbitrarily prohibits legal items from being bought or sold.

Bubbles
April 13, 2011, 08:13 PM
Why would you assume that one type of firearms transaction is allowed, when they went through the trouble to disallow pretty much every other type? Keep in mind, not everyone is savvy to the fact that you CAN conduct face-to-face sales. They may have left it out simply out of ignorance that the possibility exists for such a thing.

Nope, they're not ignorant and their policy has absolutely nothing to do with firearms, and everything with how the purchaser receives them due to the 1968 GCA.

With any other consumer item that you purchase and have shipped, it comes direct to your door. There are only two parties involved in the transaction (ok 3 if you include the shipper) - the buyer and the seller.

Not so with a firearm, as there is an intermediary in the transaction: the transfer dealer, who has absolutely no contractual relationship with the CC company or merchant processor that are being used by the buyer and seller. The CC company doesn't want to have to intervene if, say, the purchaser gets denied and decides to do a chargeback since technically he never received the merchandise, or even if the FFL gets a bad feeling about the buyer and refuses to do the transfer - and yes, ATF says that is perfectly legal.

So, a FTF firearm sale between an FFL and a buyer would be ok with the merchant processor, but a sale where the firearm is shipped to the buyer's FFL would not.

NorthCounty
April 13, 2011, 09:24 PM
Bubbles - I never thought about it that way. It does make since.


Square's policy is also to not allow phone, mail, or internet sales of tobacco. I doubt they are anti tobacco, just too many opportunities of fraud and the issue of interstate tobacco trafficking.

We all know credit card companies are in business to make money. I wouldn't think that with the size of the firearm market they miss out on that much money because of ideals. I'm willing to bet they have been burnt before.

I don't know the real reason, and I'm still investigating alternatives. I was just interested if anyone had had any experience with them. Thank you everyone for your input.

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