Good Insurance Co. For Guns


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Mr.Blue
December 31, 2011, 02:44 PM
I need to get a renter's policy now that I sold my house. I need gun coverage too. What companies are gun friendly and have good rates?

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rellascout
December 31, 2011, 02:45 PM
http://www.collectinsure.com/cost.html?gclid=CN7O-bGpxKcCFQXu7QodgESaDg

45crittergitter
January 12, 2012, 04:20 PM
+1 for Collectibles Insurance (previous post).

CoRoMo
January 12, 2012, 04:27 PM
Your renters policy might suffice, depending on the total value of your collection. I opted to just use the insurance policy already covering my home. Aside from the insurance specific to collectibles, many basic homeowner's/renter's insurance policies will have an allowance of say, $2,500 for firearms already. It can then be increased to $5,000 for something like $12 a year. Then beyond that, it would run in the neighborhood of $160/year for every $10K of value.

Freedom_fighter_in_IL
January 12, 2012, 04:33 PM
I have my home, car, and life insurance all bundled under State Farm. With all my firearms listed I pay right at $135 more a year for $60,000 on the regular (non collectible) firearms and another $120 for $50,000 on the collectibles. If memory serves me correctly their renters insurance can be bundled as well and is very reasonable on cost.

orionengnr
January 13, 2012, 09:35 PM
eastern insurance

AK_Maine_iac
January 14, 2012, 03:07 AM
I have State Farm. Full auto coverage, Renters Ins is only $2.00 extra per month. It covers up to 150K replacement of all household items including my guns and reloading equipment. Total of $64.00 per month for both Auto & Renters.

45crittergitter
February 3, 2012, 10:00 PM
Most homeowners/renters policies cover guns, but they typically have a separate and much lower limit for guns (like $2000-5000). Double check the fine print for the gun limits.

Sheepdog1968
February 3, 2012, 10:16 PM
http://www.collectinsure.com/cost.html?gclid=CN7O-bGpxKcCFQXu7QodgESaDg
I use them as well in additon to the base coverage I have through renters replacement cost insurance (doesn't provide much for guns) and NRA free insurance (need to send in forms) for being a member. They also advertise in Shotgun News (how I originally found them).

Sheepdog1968
February 3, 2012, 10:18 PM
Most homeowners/renters policies cover guns, but they typically have a separate and much lower limit for guns (like $2000-5000). Double check the fine print for the gun limits.
I've also found that some insurance companies aren't all that interesting in letting you get a rider for increase coverage. Mine came back with an outrageous number whereas my brothers (different insurance company) was quite reasonable.

Keb
February 4, 2012, 12:22 AM
How does fifteen cents per hundred sound? BOYETT.

Next time it is this guy, but Eastern Insurance is my current policy.

BSA1
February 4, 2012, 09:55 AM
Try the NRA. Very affordable.

Sgt_R
February 4, 2012, 10:04 AM
State Farm was very good about letting me add a firearms rider to my renter's policy. We switched to USAA a couple years ago (nothing against State Farm, USAA just made more sense overall), and thay have also been very reasonable and drama-free about it.

R

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