Guns on layaway if ban passes.


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TennJed
December 28, 2012, 10:00 PM
I will admit to not being as knowledgeable about how laws are passed as I should. My question reloves around timing of this proposed ban and guns on layaway. I put an SKS and a 15 round glock on layaway last week, with the intention that i will pay it off around March with my income tax return comes in.

Do I run a risk of the guns being banned while they are still on layaway and me not getting them (and losing the money already spent)?

Please excuse my ignorance, I know this is a stupid question

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mgmorden
December 28, 2012, 10:05 PM
Its impossible to know until actual bill text materializes, but you'd only have an issue if they ban the transfer of the guns. If they ban manufacture of them like they did last time, then you'll be fine.

animator
December 28, 2012, 10:06 PM
No, because it just doesn't work that way. Legislation will need to be introduced, then debated on, then voted on, then passed, then signed into law.


None of this is going to happen within the next three months. It is going to take quite some time, if it does happen. Just know that if something does get banned, anything sitting in "layaway" that hasn't been legally transferred (thus grandfathered in) will now become contraband.


I would not be counting on an income tax refund as a means to pay off a weapon by March... rumor has it tax refunds may be "delayed" due to the whole fiscal cliff debacle that our wonderful government has felt it necessary to bestow upon us... but that's just rumor at the moment...

TennJed
December 28, 2012, 10:10 PM
No, because it just doesn't work that way. Legislation will need to be introduced, then debated on, then voted on, then passed, then signed into law.


None of this is going to happen within the next three months. It is going to take quite some time, if it does happen. Just know that if something does get banned, anything sitting in "layaway" that hasn't been legally transferred (thus grandfathered in) will now become contraband.


I would not be counting on an income tax refund as a means to pay off a weapon by March... rumor has it tax refunds may be "delayed" due to the whole fiscal cliff debacle that our wonderful government has felt it necessary to bestow upon us... but that's just rumor at the moment...
I have other means to get the out of layaway if needed. We typically allow $1000 for both my wife and myself to spend as we wish with our return. I could pay for it early if needed.

Thanks for the reply. I was mainly concerned with the timeframe that this would take to put a halt to the trasfer (or manufactor)

animator
December 28, 2012, 10:20 PM
In all reality, no one really "know" when a gun ban might go into effect. No one knows what it will entail, or how restrictive it might be, should it indeed pass. There's just far too much banter back and forth about it, with no real solid foundation as of right now.


But based on how Congress works, there is no way for anything to happen within the first quarter of next year.

vito
December 28, 2012, 10:32 PM
For a federal law to be passed it must be voted on and approved in BOTH houses of Congress, then signed by the President. Do you actually think the Republican controlled House will pass some severe type of gun law such as what Sen Feinstein is proposing? Maybe if Obama had really cooperated with the Republicans on extending the current tax rates for everyone, and agreed to some meaningful spending cuts, then the Republicans in the House would be under great pressure to show cooperation with the President. But right now both the Democrat controlled Senate and the President are giving NOTHING to the Republicans, their idea of compromise is for the Republicans to roll over and play dead and do exactly what King Obama wants them to do. My guess is that the House will never pass any substantial gun control law because that would be surrendering to the Democrats. Right now the most I see actually getting passed into law is some prohibition on the sale and manufacture of magazines that hold over 10 rounds, with no effect upon those already in circulation. It would show the sheeple that something was done, without seriously limiting the 2A. Sure, it would be a PITA for some of us, but we would survive.

Redlg155
December 29, 2012, 08:45 AM
Hopefully your dealer is honest. I had an AR15 on layaway once and the dealer sold the rifle with the intention of ordering a new one once I paid it off. Oh..and this dealer is no longer in business for selling the same Class 3 rifle to several people online.

Queen_of_Thunder
December 29, 2012, 09:42 AM
I too was faced with the same question and decided that the best way to eliminate doubt was to just buy it. My reasoning was the firearms was technically not sold as it had not been paid in full yet nor had a 4473 been filled out, a NICS check done and the dealer receiving an OK to proceed with the sale. My suggestion is take it out of layaway if you can. That's just me.

Pilot
December 29, 2012, 09:51 AM
There is always threat of Executive Order, and while the EO may be un-Constitutional when issued, it could hold up transfers of previoulsy legal firearms until the courts sort it out which could take some time. In this climate of uncertainty, I would not risk firearms being stuck in the limbo of layaway. This Administration does not care about the rule of law. Look at the recent arrogant dimissal to uphold immigration law.

I would take legal ownership of the SKS, or any firearm that could be affected by a ban or further restrictions as soon as possible which means paying for it in full and having it transferred to you by the dealer.

Wildbillz
December 29, 2012, 10:36 AM
My outlook is this. If it aint in your control at the time the bill is signed you lose.

WB

musicman10_1
December 29, 2012, 11:14 AM
If you will be mad if you lose out on the opportunity to complete the transaction then don't wait - go and pay it off and get it.

When I do a layaway there is only a deposit made - there is no FFL transfer until my dealer gets the last penny. My take is that if will not matter that you have made a deposit or put it on layaway if a ban was to be enacted - deposit does not equal possession.

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