I have got to spend more time why I feel carrying a 1911 cocked and locked is dangerous. The safety is only a sear blocking safety, the hammer is only held back by the hammer and sear surfaces. If those fail, the pistol will discharge. Some feel very comfortable carrying the things. But this got me thinking, my standards for safety have changed over the years.
When I was a kid, I felt perfectly safe being a passenger in the 1953 Ford. No safety belts, the seats would have torn off the floor in an accident, further crushing the occupants against a hard metal dash. Those older vehicles were death traps in collisions, but, I felt safe.
Now I won't drive any distance further than the parking lot without wearing my safety belt. Recently, I am feeling less safe about a vintage vehicle, 1972. Originally it has lap belt, but I installed after market shoulder belts. Shoulder belts were an option at the time, but it did have the bracket for a shoulder belt. I was feeling much safer till I talked to a Ford engineer. He joined Ford in 1961 and worked on a number of things, including safety belts, till he retired. When I asked him about the safety of vintage belt systems, he made the statement that the mounts would probably rip out in a collision. Standards for safety systems were very weak back then. And that included seat mounting. Vintage seats often ripped from the floor in an accident.
I always wore a motorcycle helmet and I never felt safe riding without one. Depending on the state, I see lots of motorcycle riders without helmets. They feel safe without one. Some of them really push the edge, and lose. Indian Larry was an amazing custom motorcycle maker, did not wear a helmet, and often performed a risky stunt on the seat of his motorcycle. There are lots of pictures of him, standing fully erect, arms out, on the seat of his moving motorcycle. In 2004 Larry fell off and hit his head on the pavement. Larry is no longer with us. I have no doubt, he felt his stunt was safe.
Just search for accidental discharges, and it is surprising how many striker fired systems have accidental discharges. Many of the firearms depend on the holster to keep the gun from discharging, when the holster fails, owners get shot.
Risk is real, it can be quantified, if the data is there, but in the final analysis, individual's attitudes towards risk is highly variable. If you are receiving advice from a guy who thinks it is safe to drive a motorcycle without a helmet, and it is perfectly OK to stand on the seat when it is moving, that individual has a high threshold for risk. Might be higher than yours. If you don't feel safe with that pistol, find one you do feel safe.