Prices at all of the LGS in my area are pitiful. Always have been.
For instance, the Ruger SR22 Model 3600 is out of stock at Buds but sells for $310. My LGS quoted me $400+tax.
So, even if I don't pay cash, its $320 from Buds plus FFL Transfer ($25-30), for an OTD price of $350 or less. The...