When you watch the videos on Utube of how many rounds it takes to stop some of the bad guys that are roaming around waiting for an opportunity, it makes you think twice. I used to feel in the early 70's that a 5 or 6 round snubby was sufficient for anything, with a spare reload. After watching about 50 videos of shootouts "hopefully I won't be in one of those", but before these guys stop advancing, many have received the entire mag from a Glock 17 or 19, and are still trying to fire at police.
So being the kind of person who likes to prepare for the worse situation, and knowing that bad things happen to good people , I choose to carry a 10-13 round minimum in my 365 or my Glock 26, from know on. If you walk into a gas station in any neighborhood, hell can be released at any time.
I have carried in he house for 30 years , since my home invasion. Best neighborhood and best secured building in that neighborhood, so I am biased in that sense, but you know what they say, if it happened once, it can happen again. A couple things I learned that may help someone, are, always set your alarm, before opening your door to leave your home, and when a stranger walks up to your car, keep your hand on your gun, usually it starts out with something like"do you know where this address is, or do you have the time, can you spare a few bucks or can you break a twenty. It usually is nothing, but some times it's something, and having your hand on your gun, practice shooting from a seated position. And there is no way you will get to a gun stashed in a bedroom drawer if someone crashes through your door, or a kid opens the door for your dog, or a friend, being older now with no kids in the house, it's easier to implement rules than say my neighbors who have 4 toddlers between 6 months and 6 years plus a labradoodle, but some folks are blessed with luck.
In the end all you can do is be ready, for something and hope you never need what you are preparing for.