Concealed Carry Insurance.

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I have had CCW Safe for three years. I selected it because it does not have all the terms and conditions of insurance company policies sold by organizations. If you read the policies rather than the marketing materials you can find all sorts of ways your claim can be denied or that you might have to repay the defense funding. CCW Safe is different. It is not issued by an insurance company. It is a business organization that you contract with, and the contract is clear in term so what is and is not covered. It beats insurance policies hands down. They have histories of cases they defended online, as well as the contract. One thing I really like about it is that it has a network of gun lawyers, and they have a lawyer you can call 24/7 in the event you need urgent advice like if you are involved in a shooting.
 
I was going to sign up and just discovered that our Insurance Comissioner has deemed their activities illegal in the State of Washington. We join NY and NJ in this club. It is being appealed now and court action is being planned in case the appeal is unsuccessful. The Armed Citizens Network here in the State is leading the fight against this ridiculous stance by the state, who will stop at nothing to erode our rights.
 
Golfanaticshooter said:
I was going to sign up and just discovered that our Insurance Comissioner has deemed their activities illegal in the State of Washington. We join NY and NJ in this club. It is being appealed now and court action is being planned in case the appeal is unsuccessful. The Armed Citizens Network here in the State is leading the fight against this ridiculous stance by the state, who will stop at nothing to erode our rights.
Click to expand...

The anti gun folks are learning the ways of asymmetrical warfare: attack that which no one thought you might attack. WA, NY, NJ. Are leading the way. I am glad I live in PA. The State Constution states “Rhe right of the citizens to bear arms in defense of themselves and the State shall not be questioned; whereas the right of the citizen cannot be infringed upon by the State, and the State. Use protect those rights of the citizens.......

That was written in September 1776 two months after the Declaration of independence was signed in Philadelphia.
 
When I became a certified instructor, I bought a million dollar umbrella policy. Today I have coverage with USCCA and another policy to shield myself both personally and professionally. I don’t know too many professionals who don’t have at least two forms of coverage. Like your pistol or a fire extinguisher, it’s better to have it and never need it than not to have it.
 
Joined USCCA months ago- mostly to have better peace of mind.

Also began, at age 64, my very first Krav Maga self-defense classes for attacks when a gun either isn't carried or an attacker >>gives no warning<<...seems familiar?
* A type of insurance also.
 
Golfanaticshooter said:
I was going to sign up and just discovered that our Insurance Comissioner has deemed their activities illegal in the State of Washington. We join NY and NJ in this club. It is being appealed now and court action is being planned in case the appeal is unsuccessful. The Armed Citizens Network here in the State is leading the fight against this ridiculous stance by the state, who will stop at nothing to erode our rights.
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I find this curious. As an attorney is it illegal in Washington to have an attorney on retainer for a ccw event?Insurance is a risk pool for certain types of claims To protect the participants against certain events. It seems like a specific liability policy for a particular liability.
 
I am probably one of the few people who have had to use their CCW insurance policy; I'm not going top get into details but I will say I didn't discharge my weapon. I contacted the USCCA; they funded the attorney's retainer immediately and were truly interested in my welfare. I received numerous follow up calls from the USCCA following the incident to ensure I was well and that the attorney they recommended was doing his job. I have their Gold level membership and have no complaints; they are an excellent organization and I recommend that anyone seeking insurance give them a hard look.
 
With regard to USCCA, there are several reports from October 2019 regarding a lawsuit against them for failing to support a Platinum member. I have not found any report on resolution of the case.
Law of Self Defense Blog, 10/24/2019, USCCA Sued in Federal Court: Refused to Cover Platinum Member?

11/26/2019 news article, Insurance companies providing self-defense policies respond to Kayla Giles' federal lawsuit
[Note that this is about the USCCA lawsuit. As Branca pointed out, the two insurance companies named are the actual underwriters of the USCCA membership insurance.]

AmmoLand Blog, 6/5/2020, Self-Defense Insurance vs Legal Protection Plans for Gun Owners

and a THR thread on the suit, intitiated by the LoSD blog article:
USCCA Sued in Federal Court: Refused to Cover Platinum Member

Regarding the Armed Citizen Legal Defense Network (ACLDN), it is not an insurance program per se, but a member-support organization in cases of apparent self-defense shooting. If their review board does not believe the initial information on an incident describes a legitimate, legal self defense situation, they do not provide the financial and legal advisory services offered to members. I have been a member of ACLDN for over ten years, and aware of that stipulation from the beginning.

As for CCW Safe, Branca is open and transparent in recommending them both as an advertiser for his LoSD business and as a policy holder for himself and his wife.
 
I have only had prepaid legal protection for the last 4 years. I consider myself very fortunate not having to draw my carry gun the 43 years previous.

What finally pushed me over the edge was when an acquaintance killed a mugger outside a “stop and rob” (convenience store) in my area.

His life was ruined for 4 years. He almost lost his wife, He had to move and lower his standard of living. He lost his job. All of this with the added bonus of costing him $216,000 to stay out of jail. After it was finally over he had to fight just to get his gun back.

Even though I no longer have a working income, and being older, I know that I am more of a target now more than ever; I think paying $30/month is a wise move for me.

5F5C8018-802E-4EF9-814F-2968F8803BBE.jpeg
 
I've had CCW Safe for about 4 years now. Technically it isn't insurance, its more akin to a membership in a prepaid legal defense network. Never had to use it, hopefully never do. I do like that CCW Safe doesn't send me an insane number of emails like the USCCA does.
 
Craig_VA said:
With regard to USCCA, there are several reports from October 2019 regarding a lawsuit against them for failing to support a Platinum member. I have not found any report on resolution of the case.
Law of Self Defense Blog, 10/24/2019, USCCA Sued in Federal Court: Refused to Cover Platinum Member?

11/26/2019 news article, Insurance companies providing self-defense policies respond to Kayla Giles' federal lawsuit
[Note that this is about the USCCA lawsuit. As Branca pointed out, the two insurance companies named are the actual underwriters of the USCCA membership insurance.]

AmmoLand Blog, 6/5/2020, Self-Defense Insurance vs Legal Protection Plans for Gun Owners

and a THR thread on the suit, intitiated by the LoSD blog article:
USCCA Sued in Federal Court: Refused to Cover Platinum Member

Regarding the Armed Citizen Legal Defense Network (ACLDN), it is not an insurance program per se, but a member-support organization in cases of apparent self-defense shooting. If their review board does not believe the initial information on an incident describes a legitimate, legal self defense situation, they do not provide the financial and legal advisory services offered to members. I have been a member of ACLDN for over ten years, and aware of that stipulation from the beginning.

As for CCW Safe, Branca is open and transparent in recommending them both as an advertiser for his LoSD business and as a policy holder for himself and his wife.
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This is as of 8/5/2020:

"After receiving more information and documents regarding the police investigation and criminal charges filed against Giles, USIC denied Giles’ claim and issued a disclaimer of coverage because the matter did not involve an 'act of self-defense' as defined by the policy," Delta's motion says.
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https://www.thetowntalk.com/story/n...ng-continued-until-early-november/3175699001/

I remember looking the case up last year and it seemed questionable as to whether this was a self defense case or not.
 
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Electricmo said:
With today’s climate I purchased CCW insurance. Seems to me if anything might happen the cost of defending myself in court would be financially devastating. I found a company called CCW safe with decent coverage. Anyone else out there done the same?
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CCW Safe is a good one to have, I have USCCA insurance. As others have mentioned, CCW Safe does not have an underwriter for their policy/membership, they fund the members defense themselves, which is great. As for USCCA, they do have an underwriter but the reason I like USCCA is they are a very pro-active organization when it comes to defending and promoting 2nd Amendment issues. Plus, they have a lot of training and enthusiast information that members have access to. Both CCW Safe and USCCA are good to have, they just do their stuff a little differently.
 
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