I don't think this discussion is about what kind of protection one can afford, but it's about how we should spend our limited resources on protection, specifically if body armor is worth the cost.
Ultimately that's a decision everyone has to make for himself. Personally, I haven't worn body armor since I retired and don't foresee wearing any. My IIIA armor I wore on duty is in the cedar chest at the foot of the bed and my RAV with IIIA soft armor and ceramic level IV plates is in the gun room with the rest of my old tac team gear that was personally purchased. I'm hanging onto that for use in shoothouse training at classes. If it wasn't for that, I'd probably sell it.
If I was still a police officer, or a taxi driver, convenience store clerk in a very bad area or a similar occupation I would wear body armor regularly. Short of that, it's not necessary for my lifestyle.
Ultimately that's a decision everyone has to make for himself. Personally, I haven't worn body armor since I retired and don't foresee wearing any. My IIIA armor I wore on duty is in the cedar chest at the foot of the bed and my RAV with IIIA soft armor and ceramic level IV plates is in the gun room with the rest of my old tac team gear that was personally purchased. I'm hanging onto that for use in shoothouse training at classes. If it wasn't for that, I'd probably sell it.
If I was still a police officer, or a taxi driver, convenience store clerk in a very bad area or a similar occupation I would wear body armor regularly. Short of that, it's not necessary for my lifestyle.