I have always found the Airweight J-frame to be an excellent pocket gun.
However, if it doesn't work that way for you (and if you are going to carry IWB, there is no reason not to carry something bigger and/or more powerful), I can make one suggestion: Ankle Holster.
No, its not the best way to carry a primary weapon, but for a BUG, or easy access while seated (especially in a car) its hard to be an ankle holster. Its light enough to make you forget its there, and even if it gets covered with dust and such from being carried close to the ground, it will still fire.
Don't get rid of it!