"When you buy online, you have to pay a FFL fee, usually $25, plus shipping, usually $30.
So your $55 in the hole already, besides the gun itself."
Greater exposure to competition online reduces most prices, not coincidentally, by about this much in practice. Online guys have to make it worth your while to buy from them, and the local guys are well aware they are more convenient that dealing with a complete stranger via email. Both price accordingly. In TX, we also have an 8.75% sales tax that swings the equation a lot (yes, people are supposed to pay it anyway, but they don't)
As far as "why buy online," I would say the OP doesn't have very exotic tastes in firearms, just yet. I've been in a lot of gun shops, and there is usually
one, at most, item there I find cool. Everything else is Glocks, ARs, AKs, and Mosins. In that order. And after I've seen the cool item sit unsold two or three times (my tastes aren't very popular with the body public), at two or three times what I could find it online for, it loses its novelty.
Some gun stores still tempt me, though. The much-maligned Cheaper than Dirt (combines all the worst traits of online and in-store gun sales
) that just opened in Rockwall, TX had --not one, but
two freakin'
Boberg pistols on display. Now, these are the only new production gun I've never seen in person besides the ill-fated Caracal, and I think they've been made in far lower numbers than that misfire so far. Super cool. The price was pretty good, too, though they are still at best a 1000$ DA 9mm, and simply not something I can put ahead of other purchases (I will have one for the collection one day, though)
TCB