I'd reconsider your choice of caliber. You can find a Taurus 85 for under 300. 22 mag is about $10 a box of 50. You can get 38 spl for $15 a box. Given the choice I'd take a 38. Buy a box of factory wadcutters for carry ammo. The gun is cheaper and skip a six pack a month to make up the difference in ammo price.