So I'm just getting into this, I have my first 9mm handgun. The prices for practice ammo are easy enough to figure out, but I'm getting a little confused about pricing discrepencies with the high end stuff. My first purchase was 20 speer gold dots for $20. Yikes! When I took my CFP class, the instructor mentioned that we could expect to pay about a $1 a round for good defensive ammo, so I was thinking that's just the way it is. Then I do some more shopping around town and start finding other brands that I thought were top shelf, like Federal HST, at $18 for a 50-box. So why is there such a wide price range? Is there really that big of a difference in quality between these brands?