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Another Poll!!!- Liability Insurance

Discussion in 'General Gun Discussions' started by 19-3Ben, Feb 6, 2013.

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  1. 19-3Ben

    19-3Ben Member

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    This one is posted by the Hartford Courant and asks if gun owners should be forced to have liability insurance.

    Please go vote.

    There are actually two options for yes, and two for no. So think about which one you want. I voted no #2 since i believe that it would in effect allow insurance companies the power to regulate our right to own firearms.
     
  2. glove

    glove Member

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    Done deal :)
     
  3. Leanwolf

    Leanwolf Member

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    I voted.

    L.W.
     
  4. longknife12

    longknife12 Member

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    done
    dan
     
  5. USAF_Vet

    USAF_Vet Member

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    Done. So far the No votes are winning. Voted #1 no since I'm sick of the car/gun analogy.
     
  6. matrem

    matrem Member

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    I'd debate liability if and when those first amendment abusers admit the first is currently far more responsible for mayhem than the second.
     
  7. JVaughn

    JVaughn Member

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    I voted. About 64% total between the no's.
     
  8. gbran

    gbran Member

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    California lawmakers introduced a bill Tuesday to force gun owners to buy insurance.
     
  9. black_powder_Rob

    black_powder_Rob Member

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    That is the most retarded thing ever. Insured gun owners, seems like a great wy for insurance companies to make money is all.
     
  10. black_powder_Rob

    black_powder_Rob Member

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    Gbran I hate to say I but it might be time to leve california. I ate saying things like this but there comes a time when enough is enough.
     
  11. pty101

    pty101 Member

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  12. Alaska444

    Alaska444 member

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  13. Twiki357

    Twiki357 Member

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    How about liability insurance for the truth and accuracy by those exercising their first amendment rights?

    Finally voted in the pole after 6 attempts at entering those stupid letters.
     
  14. bannockburn

    bannockburn Member

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    Requiring insurance is just another back-door approach to gun control.
     
  15. Deus Machina

    Deus Machina Member

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    Voted.
    Wanna bet that the insurance companies are going to push for this, knowing there's a 1-in-10,000 chance they ever have to pay out?

    I'm unhappy that they add in a 'most victims of gun violence are suicides' BS line because, really, most causes of crime with a gun are actually criminals anyway.
     
  16. 481

    481 Member

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    Done.
     
  17. Ranger Roberts
    • Contributing Member

    Ranger Roberts Become a THR contributing member!

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    Done. The "no's" have it by a pretty safe margin right now
     
  18. Ryanxia

    Ryanxia Member

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    I voted for the second option No as well.
     
  19. 2zulu1

    2zulu1 Member

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    Voted.

    Let me give you some insights into government mandated insurance programs. Using FEMA as an example, I live in the desert and there have been 100 year and 500 year flood events in the area. Anyone with a basic knowledge of reading topographical maps can see that my property is elevated compared to properties over a mile away, that also have not flooded. However, even though there has never been an insurance claim on the property, and even though FEMA states that I may or may not live on a flood plain, FEMA mandates I purchase homeowner's flood insurance through a private insurance carrier.

    But to be fair, all insurance carriers are bound to abide by the same criteria and therefore will charge the same premium, in theory. I also have a flood certificate, based upon a survey conducted by a civil engineering company, that my home is NOT located on a flood plain.

    But, FEMA mandates I purchase flood insurance for my home because I may or may not live on a flood plain.

    Now to the level playing field that insurance companies charge the same premiums. One company, Allstate, stated that if the flood certificate was applied for insurance coverage, my premium would cost more. Without using the flood certificate my premium would be reduced to over $1000/year. Another provider quoted a premium in excess of $1850/year. These are older quotes and their premiums have increased since then.

    I finally located an insurance provider who charges less than $400/year and they talk to you like a human being.

    The kicker to all of this, seems like FEMA found some additional flood plains in the desert around Katrina time.

    I've sat down and had genuine talks with local insurance providers and hundreds and hundreds of other home owners are experiencing the same issues as me.

    Mandating gun owner's insurance and we'll experience worse case scenarios than the currently abused (corrupt?) flood insurance programs. If you think FEMA is a nightmare, it's only a prelude to what we all will experience with a mandated gun owner's insurance program.
     
  20. trauma

    trauma Member

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  21. leprechaun50

    leprechaun50 Member

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    FYI
    I voted on this website yesterday. Went back to it today and was able to vote again.
     
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