Anyone use Armscare insurance through the NRA?

[Birdhunter1]

I have been shopping home insurance lately and really none of them offer (as standard, but I can increase) the coverage amounts I need for my firearms. I don't have anything super extravagant, just a bunch of them. Anyway I called the NRA to see what coverage I automatically had as a Life Member and to see what coverage would cost for $15000 worth of guns. The lady on the phone with "armscare" proceeded to explain the policy to me, the deductible, what it covered and WHERE, what would need to be scheduled and what would not......

I said "my gosh this sounds awesome" she said 'we built this policy for what the NRA wanted for it's members.'

Anyway my questions is has anyone else used this policy and have you anything bad to say about it?

 

[berettaprofessor]

I use it. Good value. Haven't had to test it, so ergo I have nothing bad or good otherwise to say about it.

Like most insurance, I hope I never have to use it.

 

[garyhan]

Yep. I had a Walther PPK and an AR7 stolen from my locked car. They paid promptly. I miss the Walther. If I ever face an armed intruder, I hope they are carrying the AR7.

gary

 

[Keb]

Check the rates at Historicfirearms.com

Sponsored by Eastern Insurance. They use a Chubb policy. I shopped everywhere and find them best.

 

[wishin]

Yep. I had a Walther PPK and an AR7 stolen from my locked car. They paid promptly. I miss the Walther. If I ever face an armed intruder, I hope they are carrying the AR7.

gary

Better that they're armed with a knife and have pawned the AR7. Seven .22 LR's in the right hands can cause serious injury.

I've not used Armscare, but I'm fascinated by the double meaning of the name. Is it arms_care, or arm_scare?

 

[Rio Laxas]

I use them and I am happy with them, though I have never had to make a claim. One thing I really like is that they do not require serial numbers of scheduling of items under $1500. I would avoid trying to get it covered through anyone that you can't verify is pro-RKBA.

I used to have auto insurance through Amica, and when I purchased a house I was going to get my home owners insurance through them as well. They advertised on their website for coverage of firearms and other valuables, so I asked them what their rate was. To make a long story short, Amica is anti-gun and they were going to deny my home owners insurance because I owned firearms. Thankfully I pulled my application and cancelled my car insurance before they could act on it. Unbeknownst to be, they have a long record of denying insurance to firearm owners.

 

[gloucestergarand]

Not the NRA Armscare, but I have Armed Forces (Coop) Insurance, out of Leavenworth, KS. Was just updating my XC policy (where I have the Five Garand Sisters) and was about to add my EBR and my Prancing Pony...nice lady advised that AFI ensures replacement costs, not what I had (unfortunately) short-insured them for. Was able to remove the separate firearms coverage, but replaced it with increases in coins and in our Rolexes. BTW, if you'ved owned a Rolex for awhile, you'll be shocked at the values...wifey's DayDate is in Dallas for service....I paid $2300 through the PX in 1992....it is now a Five Figure timepiece, given upgrades a few years back...and it was seriously underinsured. Same with my GMT II.

 

[garyhan]

The AR-7 that was stolen never once suceeded in discharging a full mag without a jam, and was lucky to do two in a row. It's accurate range was somewhat further than a lunge with a knife, but anything beyond 25 feet was pretty safe. Either way, I feel my 1911, AK, or 12 ga gives me a distinct edge.

gary

 

[Str8Shooter]

Until I looked at the ArmsCare website, I wasn't aware that every active NRA member is automatically covered with $1,000 worth of weapons insurance.

 

[arflattop]

I have coverage through Armscare. They are significantly less expensive than adding coverage to my homeowners. As others have stated, I, too, haven't had to file a claim.