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Based on that I believe you will need to buy a complete gun.

once a stock is attached to the lower it can ONLY become a rifle. it CANNOT be a pistol. end story.

so it would seem to me once the stock is on, the lower can be no more of a pistol than the lower in a completed rifle can be
 
once a stock is attached to the lower it can ONLY become a rifle. it CANNOT be a pistol. end story.
Yes it can only "become" a rifle, but it is not a rifle, and the law doesn't say under 21 can't buy handguns, it says under 21 can ONLY buy "Rifles" or "Shotguns". Specifically rifles or shotguns.

So since a lower (stripped or complete) is neither a rifle nor a shotgun you have to be 21 to buy it.
 
Based on my reading of the form I would agree that requires you to be 21 for a lower.
 
Based on my reading of the form I would agree that requires you to be 21 for a lower.

Damn. I knew I should have bought a lower when I was 21. I guess now that I'm not 21 anymore I'm screwed.
 
Yes it can only "become" a rifle, but it is not a rifle, and the law doesn't say under 21 can't buy handguns, it says under 21 can ONLY buy "Rifles" or "Shotguns". Specifically rifles or shotguns.

So since a lower (stripped or complete) is neither a rifle nor a shotgun you have to be 21 to buy it.

as far as i know theres no qualifier in the laws that state "completed" rifle or shotgun. the "firearm" is the lower. and once the stock is on it it can only be a "rifle" or "shotgun" and not a pistol.

i suppose its down to semantics. but you see my point. on the federal level only that bit is the firearm. and once the stock is on that firearm can only be a long gun. since the BATFE doesn't regulate the other parts i don't see why the rifle would have to be completed beyond the stock.

but im no lawyer
 
Bottom line:

If you can afford one and it is legal to buy where you live, you'd be well off to buy simply a "complete lower". That's the part upon which you can build by later adding one of hundreds of various uppers. Even if stuff is banned, many people have multiple uppers which will come up for sale on the used market, due to the grandfather clause of any likely ban, and the fact that people will hang onto the rarer (and banned) lowers but still buy and sell different uppers - at least for a few years, after which uppers will dry up too.
 
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