Are you adding security due to higher valuations on guns?

[MedWheeler]

Mastiffhound writes:

ADT house alarm, a loaded gun in less than arms reach, a locked gun safe, a 186 pound english mastiff who I have seen take down an overweight teenager who was trying to steal something out of my garage, and her best friend, a 91 pound pit bull named Lucy-fur who is equally vicious to strangers entering my property unlawfully. I also live in the country. My neighbors watch out for my house just like I watch out for theirs. We all own guns. Breaking into a house around here could result in a trip to the hospital, maybe the morgue

This thread is about whether or not you have taken additional measures (in the last two months or so) to protect your firearms due to their possible recent and sudden appreciation in value.

So, have you?

 

[Sav .250]

Home security..............Home insurance.

 

[longknife12]

ANPAC, my carrier for HO automatically updates my firearms......have always done it!Safes and gear included. Did add another shelf gun downstairs...still gotta get by 3 sets of fangs!Dan

 

[xwingband]

Well, I haven't beefed it up significantly. I'm not in a situation where I can use a safe. I'm renting and I'm not going to waste money on an RSC.

I have more long guns now so I rethought my storage and put a hasp lock on the closet they're in. I live alone it's not like I have to worry about keeping kids out. I figure they'd have to break the solid wood doors, then a locked interior door, and finally the hasp lock... that's enough. I also store ammo and magazines separate (except for self-defense guns that are loaded). I'd hope that a criminal walking into a gun shop asking about what magazines or ammo to get would set off some alarms, or worse pawning a gun without the magazines.

I did this also so that in discussions that I can say that my guns are all stored safely as much as is reasonable.

 

[VegasAR15]

All the guns I already had shot way up, the ammo I have shot way up, the magazines I have shot way up and I have had some great opportunities to expand all of it the last couple months by a lot. I have heard on my local news that there have been more break ins in my area specifically targeting guns. Let's just say should that happen at my house I would be out a very exquisitely beautiful penny. Most of my stuff is in a semi hidden safe but I have been thinking of picking up another safe, getting an alarm system, maybe some perforated steel window coverings that look like solar screens, beefing up the front door frame and adding a security screen door and probably adding a few camera. It is all stuff I have been planning on doing, but this seems like a good time to go ahead with some of it. It isn't when I am there that I am worried about, it's when no one is home that I am worried about.

 

[Trent]

Beefed up my home security?

You bet your ass I have.

A neighbor was recently robbed by *5* armed intruders, who went SPECIFICALLY after the guns.

5 on one odds was enough of a wake-up call that I decided to get official training AND take a serious look at protecting my family.

I have recently taken an NRA personal protection in the home course (this last weekend!), made several changes to our security and patterns, have a MUCH higher rated safe (Liberty Presidential 40 gun) on order, and we've had three family meetings going over home intrusion scenarios in the last month (8 people live here, everyone needs to know their part). Also covered what I learned about lethal force with the rest of my family.

The home scenarios we've done have been extensive, and we've rearranged furniture to create hard points of cover for my children. Locks have been strengthened, etc.

I'm also never more than 12" from a firearm at any time, now.

Working from home today; and as I type this on a break:

 

[Texan Scott]

My guns are insured for their financial value. They are secured on the basis of my need for access, balanced against the damage they could do in the wrong hands. These are factors that follow local crime stats, not nationwide market trends.

 

[VegasAR15]

My guns are insured for their financial value. They are secured on the basis of my need for access, balanced against the damage they could do in the wrong hands. These are factors that follow local crime stats, not nationwide market trends.

Who do you have them insured through? I have been meaning to look into my home insurance to see what it covers, but I am sure that it won't come close.

 

[Texan Scott]

Talk to the NRA about expanding your membership & insurance benefits.

 

[r1derbike]

Yes, due to a thwarted, multiple assailant, home invasion; intercom, and motion sensing floods at each corner of the home.

The person operating "point" at the front door didn't like what she saw (we will clean your carpets for free, my crew is in the van), and bolted after my wife told her we already had them cleaned, and slammed the door. I'm the reason she didn't like what she saw. Van had smashed tags and was a rusted-out hulk. Took off like a ruptured bunny. Just glad we were home.

It's real out there. Be safe.

Oh, no, I won't be getting rid of my long gun. It would bring 2,500 more than I paid, but my family's safety and my belongings are worth more than that.

No, haven't gotten any more insurance (NRA), as the inflation of goods will likely be temporary, in answer to the OP.

 

[HarcyPervin]

New NRA membership - their standard insurance was a bonus.
Bought my first pistol - not really a security thing as much as I just wanted it
I did also get a safe as a birthday present.

I guess you could say my security and insurance has increased, though not as a result of the appreciated value of anything.

 

[mastiffhound]

Mastiffhound writes:


Quote:
ADT house alarm, a loaded gun in less than arms reach, a locked gun safe, a 186 pound english mastiff who I have seen take down an overweight teenager who was trying to steal something out of my garage, and her best friend, a 91 pound pit bull named Lucy-fur who is equally vicious to strangers entering my property unlawfully. I also live in the country. My neighbors watch out for my house just like I watch out for theirs. We all own guns. Breaking into a house around here could result in a trip to the hospital, maybe the morgue

This thread is about whether or not you have taken additional measures (in the last two months or so) to protect your firearms due to their possible recent and sudden appreciation in value.

So, have you?

I haven't sorry if that wasn't clear. I don't know what else I could really do as far as added security.

 

[Teachu2]

I managed to get the wife's approval to buy a big, heavy steel and drywall box for our home office when I asked what her jewelry (inheirited from her mom) was worth to her. She shuddered at the thought of losing it to burglary or fire, and decided my Costco $569 specials weren't sufficient protection for her stuff. Suddenly cost was not an obstacle...

We already had a home alarm with a radio link backup, fast response fire department, nosy retired neighbors, two large noisy dogs, and a fire-resistant home structure.

I would have made the change regardless of the current frenzy. I now lock up the ammo, tho!

 

[MedWheeler]

Sorry, mastiffhound, I took all that to be stuff you already had in place. I didn't get that you were saying all that has only been implemented in the last 6-8 weeks, and that you had no firearms-security practice in place prior to that. Sounds like you caught up pretty quickly.

 

[dirtykid]

So how many of you use your home insurance to cover your guns ?
My insurance agent called me the other day and pre-warned me that the companyI had my home-insurance with was raising rates by almost 20% !!
At one time years ago, I had photographed every weapon with serial #and approx value including accessories and made sure the home policy covered them completly,,
Maybe I was feeling "big brother" paranoid,a I cancelled that part of the policy and told themIhadsold all of the weapons I originally listed,and told them to destroy any records of me having them,as they were sold/traded for others,that wern't worth listing or insuring seperately,,
I currently only have a "gun cabinet" with a lockthat im prettysure I could defeat in minutes with a simple crowbar. I have been shopping for an actual fire-resistant safe,but am having trouble finding room for it in my small house
Once I do manage to get an actual safe,hwat are everybodies feelings on itemizing every gun and listing them on my homeowners insurance??( It only costs like $80/year)
Or is it noneof their business,as long as I can protect them from theft/fire ?

 

[dirtykid]

Sorry for the above missing spaces/letters, I got one of them new floppy-keyboards !

 

[Trent]

Most homeowners policies will only cover 5-10K in coverage on firearms. At least all the ones I checked out that are available to me in Illinois. NONE would offer declared value coverage at the levels I required.

I got a policy through NRA Armscare plus. You only have to provide a list of make & model of firearms with a declared value of over $2500.

One downside, is they look UP those values and if they are over book value they question it and ask for details. Scopes and accessories will be covered (and they DO look up those values too).

If your firearm is rare enough that it's not in the book, and not on the internet, things get pretty interesting. They DO like to argue about value in that case. I went back and forth with them for quite awhile on one piece, and it was frustrating.