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Good Insurance Co. For Guns

Discussion in 'General Gun Discussions' started by Mr.Blue, Dec 31, 2011.

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  1. Mr.Blue

    Mr.Blue Member

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    I need to get a renter's policy now that I sold my house. I need gun coverage too. What companies are gun friendly and have good rates?
     
  2. rellascout

    rellascout member

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  3. 45crittergitter

    45crittergitter Member

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    +1 for Collectibles Insurance (previous post).
     
  4. CoRoMo

    CoRoMo Member

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    Your renters policy might suffice, depending on the total value of your collection. I opted to just use the insurance policy already covering my home. Aside from the insurance specific to collectibles, many basic homeowner's/renter's insurance policies will have an allowance of say, $2,500 for firearms already. It can then be increased to $5,000 for something like $12 a year. Then beyond that, it would run in the neighborhood of $160/year for every $10K of value.
     
  5. Freedom_fighter_in_IL

    Freedom_fighter_in_IL Member

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    I have my home, car, and life insurance all bundled under State Farm. With all my firearms listed I pay right at $135 more a year for $60,000 on the regular (non collectible) firearms and another $120 for $50,000 on the collectibles. If memory serves me correctly their renters insurance can be bundled as well and is very reasonable on cost.
     
  6. orionengnr

    orionengnr Member

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    eastern insurance
     
  7. AK_Maine_iac

    AK_Maine_iac Member

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    I have State Farm. Full auto coverage, Renters Ins is only $2.00 extra per month. It covers up to 150K replacement of all household items including my guns and reloading equipment. Total of $64.00 per month for both Auto & Renters.
     
  8. 45crittergitter

    45crittergitter Member

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    Most homeowners/renters policies cover guns, but they typically have a separate and much lower limit for guns (like $2000-5000). Double check the fine print for the gun limits.
     
  9. Sheepdog1968

    Sheepdog1968 Member

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    I use them as well in additon to the base coverage I have through renters replacement cost insurance (doesn't provide much for guns) and NRA free insurance (need to send in forms) for being a member. They also advertise in Shotgun News (how I originally found them).
     
  10. Sheepdog1968

    Sheepdog1968 Member

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    I've also found that some insurance companies aren't all that interesting in letting you get a rider for increase coverage. Mine came back with an outrageous number whereas my brothers (different insurance company) was quite reasonable.
     
  11. Keb

    Keb Member

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    Steve Boyett Ins..Colorado

    How does fifteen cents per hundred sound? BOYETT.

    Next time it is this guy, but Eastern Insurance is my current policy.
     
  12. BSA1

    BSA1 Member

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    Try the NRA. Very affordable.
     
  13. Sgt_R

    Sgt_R Member

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    State Farm was very good about letting me add a firearms rider to my renter's policy. We switched to USAA a couple years ago (nothing against State Farm, USAA just made more sense overall), and thay have also been very reasonable and drama-free about it.

    R
     
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