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Health Care provider asked about guns in the house!

Discussion in 'Legal' started by Optical Serenity, Jan 28, 2006.

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  1. Optical Serenity

    Optical Serenity Member

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    I use Kaiser, and they sent out a survey asking about dangerous items in the house... There were items like "do you cover the electric plugs" and then... "are there any guns in the house"

    How would you have answered?
     
  2. Moondoggie

    Moondoggie Member

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    I would fold, staple, and mutilate their survey and then give it the burial it deserves...straight to the round file!
     
  3. progunner1957

    progunner1957 member

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    Fight dirty!!

    I would have flat-out lied and said, "Why no, there are no guns in my house."

    Why?

    For a corporate entity to ask such a question is completely and totally inapproperiate. It is invasive and they have no damn business asking that question. Whether or not a person has guns in their home is an extremely private matter and is none of their freaking business.

    When people and/or corporations ask me questions that they have no right to ask and no right to an answer for, my policy is to either not answer, tell them they have no business asking that question, or to "fight dirty" and lie.:evil:

    What's next - "Do you have any American flags in the house?" "Do you have any Bibles in the house?":barf: :barf:
     
  4. WvaBill

    WvaBill Member

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    Don't lie if it is tied to your name/policy#. Unless required for coverage don't answer.

    Lie to the insurance company and next thing they will deny a claim becai=use of "false statements on an application."
     
  5. Optical Serenity

    Optical Serenity Member

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    Well I asked a few of the employees at their location if I was required to answer the question. They said "This is Georgia, everyone who comes in writes something above 10" :D

    But that really doesn't make me feel better. I just wrote "yes" and moved on.

    I just don't see the relevance...and we do live in Georgia...we are not used to this type of invasive inquiry! LOL
     
  6. Manedwolf

    Manedwolf member

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    Kaiser Permanente is based in Oakland, California, so your rates will probably go up as soon as a CA Gunphobe Clerk sees the form. It's likely their policy.

    Because, you know, if you have a gun in the house, it's more likely a criminal might break in, be unarmed, of course, but get your gun and shoot you with it. :rolleyes:
     
  7. Optical Serenity

    Optical Serenity Member

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    I try not to do business with companies based in California...so this is a good reason to go to the other provider the state offers us... :rolleyes:
     
  8. gc70

    gc70 Member

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    A survey? If it is not a required document that is effectively part of your contractual application or declarations for coverage, shred it and move on.
     
  9. tellner

    tellner member

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    Try the magic incantation "Boundary Violation".
     
  10. michiganfan

    michiganfan Member

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    Multiple guns in the house
     
  11. SMMAssociates

    SMMAssociates Member

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    Optical's an LEO, and probably has to put down a real number, as the folks in GA haven't adopted the "pick up your gun at the office" routine yet....

    Most of the rest of us probably should leave that question blank....

    I'm tempted to answer "wait until I find my adding machine", but....

    Ten's a good number. Darn near a "goal" :cool: .

    Regards,
     
  12. shermacman

    shermacman Member

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    My standard replies are:
    1) "Why, yes, of course! Don't you?"
    2) "Yup, I have a shot gun right next to the fire extinguisher."
     
  13. oldfart

    oldfart Member

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    I have Kaiser and I just don't answer their surveys.

    This does lead to an interesting story though. Several years ago I had to go in for some sort of scan on my heart. As I stripped to the waist and got ready to climb up on the table, I took my carry gun out of the holster and laid it on one of those stainless steel trays and tossed my shirt over it. The young lady who was assisting me didn't bat an eye! I was impressed.
     
  14. SMMAssociates

    SMMAssociates Member

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    Oldfart:

    I had some problems last year about this time that required some x-rays and later a CAT scan.

    For the x-ray visit, I left the gun in the car. I'd forgotten that they provided lockers I could have taken advantage of. I prefer not to leave a gun in the car, but what I get to wear during the x-ray visit has changed over the years. (I've had this test a dozen times.)

    Next visit, for the CAT scan, I stuck a little .22LR semi in my hip pocket. Figured I could put it in the locker. Went into the CAT room (only my second) to discover that the tech just wanted me to lay on the table and pull my pants down.... No problem keeping the gun in the pocket, and I just sort of laid on it, but it was dicey pulling my pants back up under the blanket!

    Probably 35 years ago I needed an x-ray of my head, so I just left my snubbie on my belt under a jacket. The gals decided I should take off my shirt, etc. WTH is that?! Showed 'em my rent-a-cop badge....

    Very recently I had to get an evaluation from a physician I'd never met. Didn't figure to have to get undressed (long story), and the place wasn't posted, so I just left my 1911 on my belt. When she asked me to remove my pants I had to stick the gun on the table.... No reaction. (I haven't seen the report yet....)

    (BTW, the x-ray place is now posted.... :fire: )

    Regards,
     
  15. geekWithA.45

    geekWithA.45 Moderator Emeritus

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    Rule 5: We don't talk about guns with people not entitled to knowledge of them.
     
  16. geoff40

    geoff40 Member

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    I got asked that in person last year at my annual check up. When I asked what business it was of their wether or not I had any guns, they claimed they wanted to know if they were locked up safely and correctly. While that sounds nice and cheery, I doubt physician members of the AMA (check their anti gun stances) want to simply know if our firearms are locked up safely.
    None of us should answer any of these sort of questions.
     
  17. palerider1

    palerider1 member

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    i would have said "none of your :cuss: business.
     
  18. Technosavant

    Technosavant Member

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    I'll second this one. If BlueCross/BlueShield asks me anything about my possessions, well, none of their business at all. They can ask me about my habits, exercise regimen (if any), etc. They do not get to ask about my owning of a home theater system (promotes sedentary lifestyle), type of vehicle, or (sure as hell not) firearms.

    If they REALLY want an answer, they can try breaking in at night and see what happens. If no firearms, I'll be pleading for mercy. If I have them, they should consider themselves lucky if they get to plead for mercy. Somehow I don't see an underwriter doing that.
     
  19. Meta

    Meta Member

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    The nature of their inquisition is rather obvious when you consider that only about 100 kids per year die in firearm accidents and thousands die in accidents involving swimming pools, stairs, buckets of water, small objects that they swallow, medicine cabinets that they get into, and countless other ways that kids get into trouble. Strangely enough, they seem to not be concerned enough about these things to put them on their survey which are a MUCH greater threat to a childs well-being than guns. Transparent as it gets. Remind people of this every time you get the chance....and never let your child play in a house that has stairs, medicine, water, or small objects!:rolleyes:
     
  20. Old Dog

    Old Dog Member

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    It's not just Kaiser Permanente that asks the firearms question, and has nothing to do with the fact that KP (possibly one of the better of the large HMOs) is based in California ... even HMOs based in gun-friendly states have demonstrated a willingness to go this route ... in fact, my family was once asked the guns-in-house question in a survey from our then military medical treatment facility.
     
  21. hvengel

    hvengel Member

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    It is even more transparant that that. Doctors themselves kill close to 100,000 people a years by making mistakes. If they really wanted to do something that would make us "safer" they would do something about doctors who scew up and kill people. This is something that they have direct control over but refuse to take responsibility for.
     
  22. RealGun

    RealGun Member

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    They have to make up for all the extra premiums they were getting from smokers' rates. I would love to see their actuarial statistics for gun ownership's effect on medical payments.
     
  23. geekWithA.45

    geekWithA.45 Moderator Emeritus

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    Don't laugh.

    The Joyce Foundation paid for a professor of actuarial science out of U of Penn to tote up the actuarial impact of gun ownership. Preliminary findings (summary: guns cost everyone lots of bux) were presented to the "PA gun panel" around this time last year, as input into the public policy "debate".

    Fortunately, the findings were dismissed by the panel.

    IIRC, this was a play from IANSA's book, which, IIRC, called for "insurance implications" for private gun ownership.
     
  24. R.H. Lee

    R.H. Lee Member

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    Yeah? Then I'll turn around and sue them for post claims underwriting and bad faith.

    Just say 'no'. It's noneoftheirdamnbusiness.
     
  25. ACP230

    ACP230 Member

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    I suppose one could lock all the guns in the truck, answer no, and then bring them back in. :D
     
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