How are the shooting finances handled at your home?

Discussion in 'General Gun Discussions' started by Smaug, Aug 5, 2022.

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  1. tark

    tark Member

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    Two exes, never had a joint account with either. They did whatever they wanted with their money and I with mine. Only thing in common was rent, which we split. Single now and I can do whatever I want.

    I get along great with both, and they, with one another. See them both regularly.
     
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  2. Night Rider

    Night Rider Member

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    That's another thing, I'm not interested in buying any more guns or pocket knives or major outdoor purchases. My sleeping bag weighs 3 pounds my life isn't going to be immeasurably better if I get one that ways 2 pounds.

    That leaves me with books for my discretionary spending and I can't remember the last time I bought a new book but I am going to get the new longmire book in September/October.
     
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  3. RA40

    RA40 Member

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    I was brought up with parents that had full disclosure so finances were joint decisions. Mom dad both had their own and joint accounts. This was for events that would allow access to funds in the event of a death and possibility of a suspended account.

    With my wife of 31 years there is no arguing about $ here. We have joint accounts and she knows the expenses. Neither of us is on a treadmill of buying so we each can have trust in what is purchased individually.
     
  4. Armybrat

    Armybrat Member

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    Identical to us, except we have been married only 55 years and I have only one gun safe.
     
  5. Mosin77

    Mosin77 Member

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    I make the money, she’s home with the kids. Our choice together. So although in theory it’s my money to spend as I see fit, in reality the CFO will object if she detects unusual or erroneous expenditures. Which means guns are purchased creatively. I’m a responsible sort and mostly make sure the household obligations come first, but the reality is, my wife is the queen of frugality so she undoubtedly has the moral high ground. She’d have no problem whatsoever with how I spend my allowance of, you know, about $50 per month. On that budget it’s hard to buy guns so I tend to buy them at work where I can have it deducted quiet-like from my paycheck, or alternatively I put them on the family credit card, which is where most of our household spending goes. (We pay it off in full every month.) She keeps the bank account ledger and I keep the CC ledger, so this works.

    The reality is, my wife really, truly doesn’t object to my hobby, she just doesn’t want to see the reality of money leaving the bank account for the purpose. She knows it happens, but is happy not to press for details.
     
  6. BobABQ

    BobABQ Member

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    My Wife and me also do the house bank account and each of us have our own account. Basically, we both get an allowance to spend however we want. It prevents a lot of arguments.
     
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  7. Riomouse911

    Riomouse911 Member

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    My gun buying fetishes pre-dated my marriage by many years. She knew going in what my true passions are.

    We both do well, we each have carte blanche to spend as we like.

    She likes cruises and vacation stuff, I like gun stuff. We both win :).

    Stay safe.
     
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  8. Sniper66

    Sniper66 Member

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    I see a lot of sensible people here. Finances evaluated and planned together by sensible people rarely become problematic. My wife and I both enjoyed good professional employment all of our adult lives, but were not always as flush as we are in retirement. During our lean years we had more discussions about where we spend our money, but never an argument. Actually we had one over how much to spend on her son's wedding, but it was discussed, resolved, and never a serious disagreement. What emerged out of our lives together is trust in the other's good sense about money issues. My wife rarely asks how much I spent on a gun. Involved in all of this is honesty and candor.
     
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  9. Mark_Mark
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    Mark_Mark Contributing Member

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    my wife gives me cash and she don’t want to know. So, I save up my cash until I’m ready.

    out of sight out of mind… been working for 15 years, why change now.
     
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  10. Mark_Mark
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    Mark_Mark Contributing Member

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    not all marriages are perfectly matched, You can always learn to love someone but it’s hard to live with someone. I don’t think going into detail with your spouse about your guns and spending is necessary, I really could care less what she buys. Bills are paid, food is falling out the fridge, kids are not psychos, grass is cut, … life is good, no need to talk about our spending vices with each other.

    and if I had to, I would sell every last gun I had to keep the family happy and fed
     
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  11. ms6852

    ms6852 Member

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    We've never have had issues when it comes to finances. We both worked and in our first couple of years of marriage she would go to the gun shows with me and if I bought a gun she knew about it. We do not believe in separate accounts be we do have several accounts that are joint. We were both respectful of our wants as much as our needs. If the money was available and savings and bills were paid we splurged with whatever was left over....within reasons. Being in the military and many times being deployed or assigned to areas unaccompanied, made us frugal, but not cheap since I had to rent an apartment while she stayed home. Things worked out due to not living beyond our means. I retired at 56 years of age and she retired after 38 years of teaching.

    So for both of us we always live within a budget and always put money away for emergencies such a vehicle , family and whatever else. We decided a long time ago to give ourselves an allowance every month at my request. She handles all our bills and I handle all investments. I requested the allowance because I could never surprise her with a gift for her birthday or anniversary or mothers day. So I get several thousand dollars a year to do what I want and she gets the same allowance.

    I've never had to hide anything from my wife not even going to a strip joint when my friends wanted to go. They would get upset that I would tell my wife, and they hated the fact that she knew and they did not have the guts to tell their wives. We have been married for over 40 years.
     
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  12. Jeff62

    Jeff62 Member

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    Married 40 years. Joint accounts. Anything more expensive than chaw and whiskey deserves a financial meeting.
    FYI: Chaw and whiskey are my concurrent expenses. Also FYI: Her Rolex is gold. Mine is stainless. So there’s that.
     
  13. LoonWulf
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    LoonWulf Contributing Member

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    Split accounts, split bills...share when necessary.

    She spends her excess on what she wants, I spend mine on what I want.
     
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  14. Robert

    Robert Administrator Staff Member

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    THR is not a marriage or financial forum. While the OP is asking about how it applies to firearms, we have drifted further and further from what was barely on topic to begin with. So, let's call it a day.
     
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