The snubby is actually a Taurus 85. Anyway, I carry the .38 much more then the .32 Beretta. Both have been reliable and I do think .32 ACP is adequate to stop most altercations a civilian would experience. However, the .38 fits my hand better. BTW, if you buy the Beretta, hold it low on the grip. That slide tends to bite the web between you thumb and forefinger if you hold high on the grip.