Personally Styx I would buy both. If you’re short on funds and can only afford one, then that’s why credit cards were invented.
But that’s just me.
Well I live rurally in the interior of Alaska. So I always consider 4 legged critters first, but that’s a seasonal consideration, and 2 legged critters secondly.
A properly loaded 44 magnum will do both with authority.
Summertime I have 2 - 44 carbines, one by each entrance door to my house and my 4 inch 29-2 close to hand. Summertime loading is Lee 310 over the stiff load of H110. This load I feel very comfortable with for critters around the interior including inland Grizzlies. For coastal Brown Bears I will carry something bigger, generally a rifle with my 44 backup. When I was on the Islands a lot I carried a 5” SRH in 480 with 410’s for backup.
For fun loads I will load 180, 200, and 250’s over a mid range load of 2400.
But, for every day use around the homestead I will have a 3” Ruger SP101 stuffed with 358-429’s weighing in at a little over 170 over H110. It’s lighter and fits nicely in my back pocket.
My shop is 100 feet away from my house so I keep a 4” model 19-3 loaded with the same H110 and another in the house. There’s a second 357 Security Six loaded the same in a different location in the house.
Summertime 357’s, winter time 38’s 158 hp for 2 legged critters.