The Cost of Self Defense

[Jeff White]

This channel popped up in my YouTube feed. These attorneys practice self defense law. Pretty sage advice:

 

[chicharrones]

So cheap to simply buy the gun. So expensive (in so many ways) to actually use it.

 

[Matthew Temkin]

Get self defense insurance.
CCW USCCA LAW Shield.

 

[skfullen]

Yep. Nuff said!

 

[old lady new shooter]

Get self defense insurance.
CCW USCCA LAW Shield.

Major omission on their part not to mention this.

 

[Jeff White]

Major omission on their part not to mention this.

Why are they obligated to advertise for USCCA on their platform?

 

[edwardware]

Why are they obligated to advertise for USCCA on their platform?

They aren't, but it is sort of like talking about how expensive a house fire is. . . and never mentioning that you might consider homeowners insurance.

 

[Blkhrt13]

Why are they obligated to advertise for USCCA on their platform?

I’m not sure there is anyone else. It’s the only company I know of.

 

[kje54]

I’m not sure there is anyone else. It’s the only company I know of.

They're not but they're the largest.

https://www.google.com/search?channel=fs&client=ubuntu&q=self+defense+insurance+comparison

 

[aaaaa]

This applies to concealed carry. What about home defense. If you shoot someone who broke into your house? Do you still need this insurance? I would hope that there is a plan for non-carry home defense that has a lower premium.

 

[old lady new shooter]

Why are they obligated to advertise for USCCA on their platform?

Not USCCA in particular, but carry insurance.

 

[old lady new shooter]

This applies to concealed carry. What about home defense. If you shoot someone who broke into your house? Do you still need this insurance? I would hope that there is a plan for non-carry home defense that has a lower premium.

CCW Safe offers such a policy.

 

[old lady new shooter]

I’m not sure there is anyone else. It’s the only company I know of.

I have CCW Safe, which I selected after comparing plans. They even have an add-on that covers civil judgments.

 

[aaaaa]

CCW Safe offers such a policy.

Thanks.

The DEFENDER PLAN (they indicate best for CC) is $209 a year, but the Home Defense plan is $299, but the details may reveal the reason for the cost difference.

What I find appalling is that any state can prevent you from buying a plan:


"ABOUT THE CCW SAFE HOME DEFENSE PLAN
NOTE: The states of New York (NY), New Jersey (NJ) and Washington (WA) do not allow coverage for self-defense incidents. Residents of these states are unable to purchase this plan."

 

[CapnMac]

I would hope that there is a plan for non-carry home defense that has a lower premium.

Probably not as the Court Costs are likely about the same if a claim needs to be made.

The probability of needing to make a claim is probably about equal, at the actuarial level.

 

[Kleanbore]

Probably not as the Court Costs are likely about the same if a claim needs to be made.

The probability of needing to make a claim is probably about equal, at the actuarial level.

I doubt it. In most states, the defender is provided a legal presumption that some of the conditions needed for justification existed, and much of the evidence will be more straight forward.

 

[aaaaa]

I doubt it. In most states, the defender is provided a legal presumption that some of the conditions needed for justification existed, and much of the evidence will be more straight forward.

That is what I am thinking, inside one's home it will be harder for the perp, if he runs away to blame me.

 

[patmccoy]

"The Cost of Self Defense"

Yes it can be very costly, but what is the potential cost of not defending yourself.

 

[CapnMac]

I doubt it. In most states, the defender is provided a legal presumption that some of the conditions needed for justification existed,

I fully acknowledge that presumption; my thinking was for that circumstance where one was in court, for whatever reason.
The subset of HD event winding up in court being smaller than the set of HD events. But, once in court, the court costs are likely to be similar.

 

[Kleanbore]

I But, once in court, the court costs are likely to be similar.

I don't think so.

There would be expenses from the time of the shooting through investigation and charging deliberations . But the work of private investigators should be much reduced. If it were to go to trial, it might well be a short one. And the likelihood of appeals should be low.

 

[old lady new shooter]

Thanks.

The DEFENDER PLAN (they indicate best for CC) is $209 a year, but the Home Defense plan is $299, but the details may reveal the reason for the cost difference.

I don't remember the details of which plan is which but I do remember that the carry plan for people with a permit is cheaper than the constitutional carry plan. If the home defense plan costs more that may be because it assumes no carry permit.

What I find appalling is that any state can prevent you from buying a plan:

"ABOUT THE CCW SAFE HOME DEFENSE PLAN
NOTE: The states of New York (NY), New Jersey (NJ) and Washington (WA) do not allow coverage for self-defense incidents. Residents of these states are unable to purchase this plan."

Good reason to move.

 

[old lady new shooter]

I doubt it. In most states, the defender is provided a legal presumption that some of the conditions needed for justification existed, and much of the evidence will be more straight forward.

That's for the self defense part. Unless your state has a law that people judged to have used deadly force in self defense are immune from civil suits, you can still be sued by the family of the breaker-in.

 

[aaaaa]

That's for the self defense part. Unless your state has a law that people judged to have used deadly force in self defense are immune from civil suits, you can still be sued by the family of the breaker-in.

That is really irritating that someone can come to steal, invade your personal space (home), threaten you, and if you defend yourself, he or his relatives can sue you. The law should be that if you break into a house or other facility you have just given up your rights.

 

[Kleanbore]

That's for the self defense part. Unless your state has a law that people judged to have used deadly force in self defense are immune from civil suits, you can still be sued by the family of the breaker-in.

Such laws do not prevent civil suits. What they do is provide a mechanism for the courts to consider the evidence and decide whether to dismiss a suit before it goes to trial.

The plaintiff may be the estate of the person, or it may be the person himself.

 

[Tilos]

Get self defense insurance.
CCW USCCA LAW Shield.

yep,
USCCA (deltadefense.com)
jmo,
.