I will admit that I am a large caliber guy. I generally carry a .45 auto or revolver. That said, I have a Colt Pony Pocketlite .380 and a Keltec P32. I am unhappy with the Pony and am probably going to sell it. However, I will keep the Keltec.
I'll be honest and say that while I can shoot my larger pistols with great results, I am consistently unhappy with my shooting performance with those pistols. They are "belly guns".
That said, I do carry the KelTec from time to time as it is extremely concealable. The optional clip on the side makes it easy to clip it onto light-weight shorts (I'm thinking my Kimber would drag those shorts to my ankles). I'm also a big believer of the first rule of gun fighting..."Have a gun".
So the KelTec is easier to carry in those situations, lighter than the Pony, and about as accurate. If I had to do it again, I'd buy the Keltec .380. Bigger bullets are better but a .32 is better than nothing.
Dave