This is the theory I came up with to change fat into steel. -50/365=92-.357/.38 My Wife made an agreement that if I lose 50 lbs in a year, I can purchase another gun! Orginally wanting the Ranch hand in .357/.38 but wife said she would prefer a 2nd concealed carry. I already own the SR9c and love it but now she got me to thinking a 2nd concealed carry would be nice! Just need suggestions what ya'll would think is a good 2nd concealed carry would be for a budget of $500? Thinking of the Walther p99 or S&W M&P in the 9mm. want to stick to same ammo and not have to add to my ammo collection another caliber! Thanks Kurt.