As long as you understand how the mechanism really works then you accept the risk, and that does not bother me. It bothers me when Cult Cocked and Locked spreads misinformation, and people follow the advice that the mechanism is perfectly safe when cocked and locked, when it is not. The misinformed are more likely to get hurt because they don't know better. Maybe they have an open top holster that allows the pistol to fall out on the hammer, which could shear the sear surface on the hammer, or break the hammer.
I found a post of a man who carried a 1911 in a fanny pack, and the safety bumped off, the close confines of the fanny pack pressed against the grip safety, and something tripped the trigger. Of all things, the man contacted his nephew before he died from the discharge. No doubt he had been informed that it was perfectly safe to carry a 1911 cocked and locked. Well it is certainly less safe to carry cocked an locked out of a holster, because the safety can be bumped, and something can snag the trigger. I also consider cocked and locked carry in open holsters risky as there needs to be a strap between the hammer and slide. Just in case something hits the hammer.
The safest way to carry a 1911 is nothing in the chamber, magazine in pistol. It sure is the slowest to get into action though. This mode eliminates the potential of an accidental discharge due to firing pin inertia if the 1911 falls on its muzzle. The gunsmith Drake dropped a 1911 from numerous heights on its muzzle, and the pistol would go bang. If someone has to carry a 1911 with a round in the chamber, then I agree with General Hatcher who said the 1911 is safest with the hammer down. But, as he said, you have to be very careful about lowering the hammer. Gen Hatcher (at the time he wrote this he was a Major) said to use two hands to lower the hammer, but did not describe the procedure. I think his procedure was to pinch the hammer between the thumb and forefinger of the non shooting hand, and release the trigger with the shooting hand. Of course, the trigger should be released instantly after sear release, so just in case the hammer slips, it may be caught by the half cock. Once the hammer is on the half cock, lift hammer enough to clear the sear, press trigger, and slowly lower down again.
Once the hammer is down on a 1911 it is very hard to have an accidental discharge excluding a long drop on its muzzle.