Yes, insurance companies make all of the promises in the world until you've paid your premiums. Then, when it's time to claim, it's like pulling teeth. I would never, ever make any claim, legit or not, legal or not, for ANYTHING that was under a grand, because it'll just show a claim on your policy when it's time to renew and you'll pay them back three or four times over in the next few years for whatever the claim costs. Buy the state min insurance, and keep a savings account for yourself. You'll come out WAY ahead in the end.
As for voting with my feet, and relocating? YES, you are right!. I started looking for a place to live online today. With the money I save on the cost of living expenses I should be able to go huntnig and shooting more. And be legal to carry when I do. Plus, I can give less taxes to less liberals, and more taxes, to more conservatives. Win, win, win, win, win........ why aren't my bags packed yet?
-Quentin
Roman 10:13