Between Charter and Rossi (I've only had one charter, a .38) I'll take Rossi. Rossis are better built guns. I've owned a half dozen of 'em, they stay tight, they shoot well, they hold up to thousands and thousands of rounds. I have had a problem with one of the Rossis breaking a firing pin, but managed to get that fixed. As the low end of defensive revolvers go, Rossi is better IMHO. Of COURSE, I'd rather have a Ruger or my Taurus than either, I'm just sayin'. I still own a very nice little 3" Rossi 68. I got rid of the Charter and have no interest in them. I like those little Rossi 462s, .357 magnum 6 shot snub, price is right, great little guns. I think, though, I'd rather get another Ruger SP101 and this time with a 3" barrel. There are just so many good choices in 400 dollar or less revolvers than Charter. I'll take a pass.