maybe a segue is in order here
to work over the canard about factory / reloaded PD ammo and liability exposure.
First, IANAL. But, given the anecdotal history from authorities, I'm not too sure just how often this happens except in the Movies or on TV. Ayoob--who does recommend factory ammo, IIRC--has prognosticated on this concern, and I think he has said it is not a big factor.
I got to thinking about this issue this year--as people who post and read in the reloading section probably will recall, I've shot about 5000 rounds in the last six months through j-frame carry guns--4000 or so from a 640, and 700 or so from a M&P340. 95% of these rounds were "replica rounds" for the Speer 135-gr 38+P PD round. Speer has published data for both the 38+P cartridge and the 357 round--with 2" barrels, the bullet runs about 880 fps from the 38 Special case, and about 1000 fps from the 357 Magnum case.
A fair number of these replica rounds were new recipes set up 357 Magnum cases--that is, I replicated the "feel" of the 38+P round in a 357 setup--for obvious reasons--less cleaning issues in a 38 / 357 revolver, and for reloaders the ability to start pushing the load up for more power.
The round I carry is that Speer factory round. It costs about $1.00 a shot OTC retail (about $0.30 if you buy 1000 at a time from an online resource)--but I could build reloads for about $.23 (using the actual GDSB135JHP bullet) or for about $.11 (using 140 lead bullets)--and those costs include a 1.5-cent case amortization.
At one point, as I speculated on those cost issues, I wondered just what would happen were I involved in a PD shooting with those "357-lite" reloads in the gun. You know, getting to say something like "Yessir, those were reloads--they were downloaded 357 rounds; I'm an old man, and my hands are too sore to shoot full house loads anymore."
Now, we could speculate about how the prosecution / liability lawer would parry that--but that's my point. I agree that there are valid concerns about such issues shaping the result of any legal action--but mostly, those concerns are what I call mental masturbation: In social groups (like forums), individuals respond with comments designed to enhance their group standing. Intelligent reflection, comment, and query is a desired value 'mongst such groups--so we really waltz and dance with each other this way, and it may not have much bearing on the actual event (here, the implied legal action / trial).
Can anyone cite an actual case where handloaded ammunition actually impacted the decision--sentence, civil award, whatever?
Ala Dan's concern about (home) handloaded reliability can be valid reason not carry self-reloaded ammo--but I wonder if the liability exposure issue for reloads is a sophisticated version of an urban myth.
Jim H.