Howdy. I think if you do a search here using "P95" or something similar as a search term, you'll find many, many threads about this particular pistol.
I am aware that there are folks out there like Faustulus who don't like (Ruger, S&W, fill in the blank...) for a variety of reasons. I'm not here to argue gun politics-I save that for other forums, but I'm not judging those who choose to discuss that here. My recollection is that Bill Ruger has been widely misquoted and misrepresented about the 10-round magazine issue, but I stand to be corrected, I'm sure.
There are many Ruger pistol owners here. I own both a P95 decocker and a P97 decocker. They are both excellent pistols. The P95 has had hundreds and hundreds of rounds through it and I've owned it about three or four years now. It simply does not choke on any 9mm ammo I've ever put through it. It feeds JHPs of various weights and configurations with complete reliability and is reasonably accurate with all of them. The DA trigger is fairly light and quite smooth and gets better the more you shoot the gun. The gun does not need gunsmithing as it comes out of the box. It just needs to be shot.
Your question was simply what the opinions are of the Ruger P95, either in decock or decock-safety configuration. I'd try to shoot one before buying, because they're not for everyone-the grip is a little wide, being configured for double-stack mags, and the trigger reach is therefore a little long for some folks. For me, it's perfect.
With regard to decock or decock-safety, that is strictly a matter of personal preference. The bottom line is whenever you shoot a DA/SA semi-auto pistol, particularly in a defensive situation, you must remember to decock the weapon so you're not holding a gun sitting in SA mode with a light trigger pull. Either decock configuration is satisfactory. My personal preference is for the decock-only configuration, but again, that's a matter of personal preference.
I highly recommend the Ruger centerfire autos. I think they're great and Ruger makes a quality product.
Bob
TFL# 8032