If you want a great 'house' gun, either a S&W 4" 10 or it's SS sibling 64 will run you $390-$430 new... $200-$275 used. Late 10's - and nearly all 64's - are .38 Special +P rated (Call S&W with the s/n to be sure.). They'd be great with my choice 158gr LHPSWC +P's (Remington R38S12), the old 'FBI load', or the new Speer 135gr +P Gold Dots. You cannot beat a 10 or 64 for a proper-sized and dependable .38. If you must have a .357M, the last of the 4" 66's run $449-$489 locally, with it's slightly larger replacement, the 7-shot 4" 620 running $489. These are all partial lugs... they 'point' very naturally. If you want a full lug, like the 4" GP-100 or the 4" 686, expect to pay $460-$520+.
I have one Rossi - a Puma M1892 24" octagon SS .45 Colt levergun. It works quite well, and has never had a fault of any kind. Sadly, the same is not so for the few Rossi revolvers I have had the misfortune of being around. They seem to have poor part fitting - and have - or develop quite early - poor timing. A fellow in the lane next to me fired three rounds through one once... before I could stop him. I had three bloody spots, one still presenting the copper cladding, on my right forearm. Admittedly. it was a 'beater', a truck gun. Still, I feel that is unsafe to the shooter, too. It is better to have fewer better made firearms than a large selection of lessor quality. Save your sheckles a bit longer for a S&W or Ruger, you'll be happier in the long run.
Stainz