I've owned two, one a 4" Target model from the 1970's and one a new-manufacture 2½" stainless Bulldog Pug. Both were reasonably accurate, but they both exhibited cylinder binding when hot loads were used. Also, the recoil was NOT enjoyable, due to their light weight... I'd say fully the equal of a 125gr. .357 Magnum out of a lightweight snubby. For these reasons, I decided to move to heavier guns in this caliber, and now own a S&W 696 and a Taurus M431. I carry the Taurus now and again, and find the S&W very heavy, so don't carry it as much: but it's very accurate and enjoyable, and I use it a lot in teaching newbies that a "major caliber" doesn't have to be uncontrollable or painful to shoot.
Tamara has a S&W 296, which is the lightweight L-frame snubby in this caliber. Ask her how it recoils.
I would NOT recommend the Charter revolvers for serious (i.e. frequent, high-round-count) use. For carry and occasional practice, they'll do fine. Just don't use high-pressure loads in them!