I am looking to switch my homeowners insurance policy and I wanted to increase my firearms coverage to cover all of my firearms but the insurance company wants to have them appraised and thus they would have a list of everything I own. I have some fundamental issues with providing anyone a list like that so I would rather not. Due to this I was thinking about buying a separate firearms insurance policy and wanted to see if anyone here has one or experience with any providers.
I know the NRA provides some basic coverage:
From the ArmsCare website it looks like their coverage is cheaper than I would get with my homeowners policy anyways and they don't need serial numbers. Has anyone used them before? Ever made a claim? Any other alternatives?
Any advice is appreciated.
I know the NRA provides some basic coverage:
$2,500 of ArmsCare coverage with your NRA membership. This plan covers insured firearms, air guns, bows and arrows against theft, accidental loss, and damage.
From the ArmsCare website it looks like their coverage is cheaper than I would get with my homeowners policy anyways and they don't need serial numbers. Has anyone used them before? Ever made a claim? Any other alternatives?
Any advice is appreciated.