DaisyCutter
Member
I want to cry right now.
I've been a State Farm client since 2000, insure a home, a couple vehicles, a motorcycle, and all my assets. I just got a notice saying my personal article policy would be cancelled if I didn't get everything (including guns) appraised. I've never even made a claim, had an accident or received a ticket. Nada.
OMG, why can't I state a value and pay the appropriate amount to insure my items for the stated value? This is what I always did in the past. It was good last month, last year, etc...
Does anyone have an insurance company that is easier to deal with?
Has anyone had to get guns appraised?
I'm terrified my guns will appraise lower than the actual cost to replace them. How do these appraisers assign an arbitrary value to a handbuilt FAL or a 1955 M-1 Garand? Ya don't just walk into a store and find that stuff. I'm going to be sick. I don't want to show a stranger all my stuff.
I've been a State Farm client since 2000, insure a home, a couple vehicles, a motorcycle, and all my assets. I just got a notice saying my personal article policy would be cancelled if I didn't get everything (including guns) appraised. I've never even made a claim, had an accident or received a ticket. Nada.
OMG, why can't I state a value and pay the appropriate amount to insure my items for the stated value? This is what I always did in the past. It was good last month, last year, etc...
Does anyone have an insurance company that is easier to deal with?
Has anyone had to get guns appraised?
I'm terrified my guns will appraise lower than the actual cost to replace them. How do these appraisers assign an arbitrary value to a handbuilt FAL or a 1955 M-1 Garand? Ya don't just walk into a store and find that stuff. I'm going to be sick. I don't want to show a stranger all my stuff.
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