I want *one* more full-sized 9mm with acc. rail, for home defense, and I've always kinda wanted an XD since they came out; never had one. I have had 3 CZs and love them. I'm leaning toward the CZ just because I am familiar with their superb quality, it has 3 extra round capacity over the XD, and a steel frame. But which one will cost more? And is there anything in the XD I can't get with the CZ (other than a consistent trigger as opposed to crunchenticker?). Is variety's sake enough reason to get the XD instead....tough call.