I own a cz-82 and mn 91/30 and they are wonderful tho my cz has had quite a few failures to eject. Looking to the future I notice my 21st birthday and it has me rather excited for the opportunity to get my permit to carry concealed. The main issue is I have no funds and as it stands right now no manner in which to collect funds. I don't really know how trade ins work but would not mind trading in both of my current firearms for a handgun. I feel like my trade ins wouldn't get me enough store credit ( if thats how it works ) to get anything in 9mm other than a hi point. Any advice or ideas on what to do would be amazing Idk if this is posted in the right place either. ps. do gun shops take ammo? I have 300 rounds of 7.62x54r in a surplus can.