I'm surprised that your Ruger P95 gives you grief with cheap ammo. My P97, essentially the same gun but in 45acp, shoots everything from the cheapest to the costliest without ever a single problem. In all the years I've owned this gun I can't recall ever having a FTF or FTF, but in honesty, I don't shoot this gun very much any more. With my Glocks, shooting 9mm, even the cheap crap Russian stuff seems to work just fine. Maybe I'm just not too picky because I am not a competitive shooter, and with my shaky older hands and diminishing eyesight, my expectations of accuracy are very low and easily satisfied. I pretty much just want to be prepared to defend myself at under 5 yards and that makes accuracy much simpler.