Harthamm, if you don't feel the need to carry on a daily basis you are on the same wave length as most Americans. (your in the minority as far as THR goes
) The fact is that on most days you won't even feel the need for a CCW but you have no way of knowing when those days will be. Most THRers arn't carrying because they have a dangerous job, but because this is a dangerous world. That's why cops carry even when they're off duty. If you are not willing to accept the responsibility of / see no reason for CC on an everyday basis that's your decision, but imagine this:
Your teenage daughter calls you, she's at a party and is extremely drunk, she called you because she told you she was going to stay at a friends house but really went out with some guy who took her to this party in a
really bad part of town and shes scared but said guy won't take her home. Its 3am and you know what happens on the streets in that part of town when its dark.
Now you have choice, go pick her up totally unarmed and hope that nothing happens to you even though you know that as soon as the "gangstas" in the "hood" you're going to see your nice car you won't be able to stop at red lights safely until you get home. --OR-- You could strap on the handgun that you've practiced and trained with and feel that if there should be an incident you could protect yourself and your daughter.
Now I don't know if you have a daughter,or a wife, mother, cousin or anyone else that could end up in a similar situation. Maybe you need to meet someone for your job and in order to get where your going you need to go through a bad area. Maybe one day you'll need to carry large amounts of cash. Whatever the reason, its alwasy a nice capability to have. There is no real downside that I can think of. Just remember to get some training.
(sorry for the bad example, its late on this side of the world)
All the best. -Sniper