The ironic part of that is those who would be inclined to show off their loaded gun in a store might not get it.
I understand there are some who won't patronize a store that doesn't allow certain forms of carry. But then again, if you are doing the right job carrying concealed, how are they going to know?
The problem is with those who want to display their new toy, not the ones dedicated to "Concealed means concealed." You get shooters who are all in different parts of the gun ownership path, some are just starting out, others are mature seasoned veterans. I wouldn't hold it against the gun shop owner for having to restrict carry options due to the less well trained. His store, his rules.
Taking the sentiment that "anyone who restricts my right to carry is wrong," do we then allow any visitor to our home the same consideration?
Sometimes, when the shoe is on the other foot, the perspective seems to change.
It's a gun store. Employees carrying a gun in a holster in the open is part of the merchandising and sales approach. Like a car salesman driving the latest model around town. That the insurance companies would inhibit your right to carry there is something you should take up with them. Go armed with statistics and facts, be prepared for a quick dismissal. They can easily show you exactly why the costs are so high. It's risk - a gamble - when the odds go bad, lawyers line up to milk that cash cow for everything it's worth. Restricting that would mean having limits on tort awards, and the law would also have to include every other situation of product liability there is.
Exactly what we have now.
If you want to see how it works in other areas of insurance, log onto the ACA site for a quote.