The 1895 is a classic, but as such, there are caveats. You can use .32 S&W or .32 H&R mag and many have shot these from an 1895 with no issues. However, the cases will bulge and it's probably not a good idea to try to reload those "substitute" calibers. I bought a .32 acp cylinder for it to get away from having to buy nagant ammo, but I did have throw some money to my gunsmith to get it fitted.
To be brutally honest, the 1895 is an inexpensive gun that the majority of the shooting public really doesn't want to own. It is an arcane, quirky, engineering masterpiece that is a mix between a single and double action revolver. The trigger is heavy in single action and you will need a gorilla grip to fire it in double action. The extraction of fired brass is more tedious than "cowboy guns" since you have to unscrew the extraction rod, swivel it into position, and poke the used brass out (the rod isn't spring loaded, so you have to push on it both ways). The barrel is made to use the nagant ammo, so it starts about .338" and tapers to about .309". It was made for the nagant ammo where the recessed bullet pushes out the brass "flaps" above it to get that "unique gas seal." All in all, it is a unique piece, but by today's standards and expectations, it's an off the wall gun. OP, if you are just getting into shooting, the 1895 isn't the one you should be looking at, but if you want a interesting piece of history as a collector and occasional shooter, the 1895 is definitely an inexpensive piece of Russian history.