Hodgdon data is for a 148 grain HBWC (Hollow-base wadcutter), so the increased case capacity plays into the higher starting load..Why the 148 starting is higher at 3.5gr seems odd,
A few tenths of fast burning powder in a case with limited space like a 38 Special with a Wadcutter seated to the case mouth will mater more than you are suggesting. Pressures can rise quickly under those circumstances. That 4/10 powder charge is more than 10% which is nothing to dismiss...1/10th of a grain won't make any difference. However, the starting load for a 148 grain cast bullet is 3.5. 4/10ths won't matter much either.