Thanks for the replies, all. They help in deciding HD, SD, CCW choices. Both the wife and I carry. Because of that, I limit my CCW choices to what she can tolerate/is comfortable with. We essentially carry the same types of weapons so that we are both fully qualified with each other's weapons. She has settled on the Gold Dot 124gr +P .38 Special. I wanted to widen the selection of available revolvers to include .357 models, but was worried about potential loss of accuracy. Velocity loss was less of a concern, but I'm glad to hear the difference is very little.