Caliban,To answer your question, I applied in the early seventies, if you met the requirements for carrying $5000 per day, and you were the one, who made the night deposits and carried the cash, (credit cards were just starting to get popular), and in my business I carried and needed to prove that I carried a minum or $5000 per deposit with a letter from the Bank Manager, along with my accountant. Plus tax records and a series of identy docs, It was pretty common for retail merchants, to be able to get a ccw,especially if you had to pick up and drop off at odd hours like late at night and weekends. Now I heard that the money factor has been raised to $50,000, in cash, which would make it very rare, due to the credit cards, and checks, that retailers now take in. The year before I got mine, you were still able to go to central booking, the 112 Queens and get it done from there. Once you had it you had it. I left in the mid nintys. Times have changed.