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FL goes by the 3 step rule... as long as it takes 3 steps to ready the weapon to fire, its not concealed (in a vehicle that is)... so opening the glove box, unsnapping the holster and disengaging the safety is 3 steps, at least the LEOs that i knew told it that way... though i would still reccomend that he get his CCW as im sure the laws have changed since i lived there... if hes a central fl guy, the central florida gun club is a great place to go shoot...
AFAIK, we use to have a 3-step law, as I have heard this before. But the law is different now. As was mentioned by a previous poster, you can have a firearm loaded and chambered as long as it is "securely encased" and not readily accessible for immediate discharge. For example, if you have it in a tupperware, glovebox (locked or unlocked), center console, snap-in holster, or gun case (locked or unlocked) then you are fine under the law.
Chapter 790, Florida Statutes states:
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(5) POSSESSION IN PRIVATE CONVEYANCE.--Notwithstanding subsection (2), it is lawful and is not a violation of s. 790.01 for a person 18 years of age or older to possess a concealed firearm or other weapon for self-defense or other lawful purpose within the interior of a private conveyance, without a license, if the firearm or other weapon is securely encased or is otherwise not readily accessible for immediate use. Nothing herein contained prohibits the carrying of a legal firearm other than a handgun anywhere in a private conveyance when such firearm is being carried for a lawful use. Nothing herein contained shall be construed to authorize the carrying of a concealed firearm or other weapon on the person. This subsection shall be liberally construed in favor of the lawful use, ownership, and possession of firearms and other weapons, including lawful self-defense as provided in s. 776.012.
Of course, if you have the concealed weapon/firearm license you can carry it on your person while in conveyance. Here's what I do: I have one on my person for when I get out of the vehicle, and have another in a snap-in holster that is fastened underneath the dash/wheel/instrument panel.
BTW, +1 on the USP series. It is a bit on the pricy side, but you won't be disappointed in the performance or reliability.