I'm just a little younger than you, retired, & while my income is not all that great, I have some discretionary $$$. I have no debt, & I'm widowed, so it's just me. The last couple years I've bought quite a few guns. I happen to believe that the value of the dollar falls every day, but these guns I'm buying will never be worth less than they are now. So yes, I'd rather have guns than worthless USD's............