Quite honestly NavyLT,i will put my trust in the law professional.They tend to be quite a bit more versed in the law than police officers.
BTW,what state do you live in....I live in California.So i think i have some insight
as to the law here.No offense intended.
The problem is we have enough trouble with legislators making laws that actually do restrict us. Then, when the pro-gun crowd spreads false rumors about laws that don't exist, it only further hinders us.
The statutes draw a legal line for us that continually backs us towards the wall. Why do we insist on taking that line and voluntarily, with NO basis in real statutes, and re-drawing the line even closer to the wall, backing us up closer to it ourselves. We don't need to do that to ourselves, the anti-gun crowd does that to us just fine on their own.
The ammo stored separate RUMOR in California is both widely stated, and widely debunked as well - even by law enforcement. But, just like an irrational fear of guns, sometimes it's hard to change our beliefs when presented with facts based in reality.
Here's the facts, my friend:
CA Penal Code 12031 (g) defines unloaded:
http://ag.ca.gov/firearms/dwcl/12020.php
(g) A firearm shall be deemed to be loaded for the purposes of this section when there is an unexpended cartridge or shell, consisting of a case that holds a charge of powder and a bullet or shot, in, or attached in any manner to, the firearm, including, but not limited to, in the firing chamber, magazine, or clip thereof attached to the firearm; except that a muzzle-loader firearm shall be deemed to be loaded when it is capped or primed and has a powder charge and ball or shot in the barrel or cylinder.
And 12026.1 is the vehicle transportation exception:
12026.1. (a) Section 12025 shall not be construed to prohibit any citizen of the United States over the age of 18 years who resides or is temporarily within this state, and who is not within the excepted classes prescribed by Section 12021 or 12021.1 of this code or Section 8100 or 8103 of the Welfare and Institutions Code, from transporting or carrying any pistol, revolver, or other firearm capable of being concealed upon the person, provided that the following applies to the firearm: (1) The firearm is within a motor vehicle and it is locked in the vehicle's trunk or in a locked container in the vehicle other than the utility or glove compartment. (2) The firearm is carried by the person directly to or from any motor vehicle for any lawful purpose and, while carrying the firearm, the firearm is contained within a locked container. (b) The provisions of this section do not prohibit or limit the otherwise lawful carrying or transportation of any pistol, revolver, or other firearm capable of being concealed upon the person in accordance with this chapter. (c) As used in this section, "locked container" means a secure container which is fully enclosed and locked by a padlock, key lock, combination lock, or similar locking device.
You will notice, there is no requirement to store ammo separately and the storage location for a locked container containing a firearm is "in the vehicle other than the utility or glove compartment". The fact the you live in California in no way changes what is written (or in this case NOT written) in the statutes. Instead of widely distributing the mistaken information the "professionals" have told us, maybe we should work towards correcting it and providing factual information.