The last time I used a DNR range was about ten years ago, and I left because I felt it wasn't safe (that was not at Clark SF, which back then was hardly used). I think Indiana has done a lot since then to clean them up and improve safety. The FCCC was the best club I've ever belonged to, and I only let my membership drop because I bought some acreage where I can shoot. The FCCC facilities and members are all great.
Access to Louisville from Georgetown is via I-64, over the Sherman Minton bridge, which has no tolls (yet), and the 2nd Street bridge is also still free. I think even including the $40 per month tolls for a full time commuter, the real estate difference is still more significant. Southern Indiana, once you are north/east/west of New Albany/Clarksville/Jeffersonville is nice, rural forest and ag land. The younger folks seem to want to live on top of each other in Louisville's Highlands area to have walking access to bars and shopping. From Georgetown I have access to a couple of state forests and a large part of the Hoosier National Forest, all within a reasonable drive. It's perfect for my wife and me as aoutdoors people - hunting, fishing, hiking, backpacking, and paddling. I'll be retiring in a couple of years and moving a bit further west to a very secluded place I've built on Patoka Lake, so if you're looking for a house then...
Havok: have you looked into the Ticket to Ride van pools? They go into Louisville from all points of the compass and really reduce commuting expense.