Well, I recently purchased a 24/7 in 9mm, and I love it so far, although it is something of a P in the A to take down. I also own a Ruger P90 (.45 ACP) that I really, really love. To be honest, I have never shot the .40, and probably never will (only because I can't see adding yet another caliber to my arsenal), but my experiences with those two particular breeds of gun has been very positive. Cost is also a consideration for me, so I strongly suggest looking at the used guns in your area. Pawnshops can turn out some great deals, as can gun shows (if you get there early), although if your not confident in your ability to tell a POS from a good used gun, you might want to bring along a buddy or something. Case in point, I recently bought a Taurus PT99 (for those not in the know, the PT 99 is the adjustable sight variant of the Beretta 92 copy that Taurus makes) for 165.00. It also came with a Fobus holster. If you like the Ruger, that makes it even easier since they aren't all that pricey new, and because of that tend to pop up in Pawnshops fairly often. Plus, they are built like brick outhouses, so the chances of getting a malfunctioning gun are reduced somewhat. Good luck in your search, and welcome to the High Road, man!