What I do know is that H110 loads will literally bring tears to your eyes. And my 38 special Longshot loads aren't a whole lot better. With ear plugs in, both 38's and .357 loads are still quite painful, so I started using both plugs and ear muffs.
As to your question, you'll still be forced to use maximum protection even with light loads for either of the cartridges and guns mentioned. I have forgotten to put my protection in / on a couple of times over the years, and now I suffer severe permanent hearing loss, and ringing in my ears that has never subsided since.
GS